By the early 2000s, most township supply and marketing cooperatives had been impacted by individual industrial and commercial households that could be seen everywhere. Supply and Marketing Cooperatives no longer had the franchise of ticket supply under the planned economy system, and gradually lost their former glory in participating in market competition. Vitality, with the deepening of reform and opening up, market economy has gradually replaced the planned economy. Supply and marketing cooperatives that have been accustomed to the planned economy for a long time have inevitably exposed many new contradictions and new problems. Coupled with the heavy burden accumulated in history, the supply and marketing cooperatives have Grassroots supply and marketing cooperatives have encountered operating difficulties and their profits have declined seriously. The measures to reform the supply and marketing cooperatives in small counties are that, in addition to retaining the county-level institutions of the supply and marketing cooperatives, the grassroots township organizations are basically being cleaned up. Except for those who have retired, almost all supply and marketing cooperative employees may be laid off and self-employed, or they may be laid off in advance. After going through internal withdrawal, Xiaoliuzi had no choice but to find another way out.
The head of Xiaoliuzi, the director of the supply and marketing cooperative in their former unit was a quick-thinking person, and he used some strategy to plan to start another business with the county supply and marketing cooperative. No matter what he did, financial management was always indispensable, so the director pulled him over. Together with Xiaoliuzi, he even invested in the county finance and established an auction house. The director asked Xiao Liuzi if he wanted to take a share. Xiao Liuzi had to go back to discuss with Lucy and listen to his wife's opinion. Besides, the financial power is in Lucy's hands. Even if Xiaoliuzi wants to invest in shares, he can't come up with the money. In the end, he has to find his wife to invest. Xiaoliuzi's income in these years can only maintain the family's food and clothing. He has no spare money to invest, but Lucy I have been saving money when I changed houses for the second five-year plan of . As long as my wife agrees to invest, money should not be a problem. The
auction house was still a new thing in the county at that time, and no one had seen it before. What exactly was this auction house doing? Xiao Liuzi said: "I heard from the director that in the future, whenever state-owned assets are to be disposed of and sold, in order to show fairness and impartiality, public auctions will be recommended." (Unlike now, which can be directly auctioned online), this is what the auction house does. Business intermediary. When Lucy heard about it, she felt that this business was quite reliable. With the deepening of reform and opening up, there are still many state-owned enterprise assets to be auctioned, not to mention local financial funds to invest in the business. The business in this area will definitely be good in the future, Lucy I simply agreed to my husband’s investment fund approval.
Of course, Lucy also had another factor to consider. If Xiaoliuzi only joined the auction house as a wage earner, he would only get a dead salary at most. According to the local salary level in the county, it would not be much higher. So he and This income gap between Lucy has always existed, and will become larger and larger as Lucy’s career develops and improves (in the early 2000s, Lucy’s monthly salary was easily more than 10,000 yuan, not including other similar trading income, the boss’s year-end rewards, etc.). Lucy knew that as long as this state was not effectively improved, Xiaoliuzi's mentality would not improve, and the knot in his heart would not open up. Then the shadow of the seven-year itch would never go away, and both of them were careful to avoid quarrels. Talking, living like this is too tiring. Even if we still love each other, it is always boring and boring and not fun anymore.
Lucy hopes that by investing in shares, first of all, Xiaoliuzi can find the feeling of being a shareholder and starting a business. The annual shareholder dividends can also provide income in addition to wages, so that her husband can also find confidence and balance. Although because of this investment, it is estimated that the house replacement plan will have to be postponed for a few years. That doesn't matter. After all, I have my own house now, but it's just a little smaller. Besides, Xiao Chengzi will go to elementary school soon. The current house is in a good school district. Opposite the community is a primary school with good scale and quality. The gate of the community is directly across the road from the school gate, which is almost seamlessly connected, eliminating the hassle of picking up and dropping off students. The business of the
auction house was really good in the first few years. Lucy remembered that the funds she invested in had at least a 20% return on investment every year. Because the business was good, Xiaoliuzi's salary and benefits were also good, many times better than the original supply and marketing cooperative. Moreover, The auction house is located in the county seat and is close to home.At the beginning, a large part of the auction house's business was the auction of bankrupt corporate assets (especially the assets of state-owned enterprises) and the auction and realization of bank mortgages; Lucy always joked about Xiao Liuzi, saying that what they earned was the blood and tears of other companies' bankruptcy. money. For a period of time, the main auction items were real estate land auctions, and the auction house had a prosperous life during that period. Later, it also expanded into a pawn shop, which was actually a financial accommodation business. What has been done most is to provide short-term bridge funds to those companies and individuals, which are short-term but have high interest rates.
It is said that high returns must imply high risks. This kind of frequent bridge capital lending is not a problem when the market is prosperous and the economic cycle is on an upward trend and money is loose. However, when the economy is in a weak state or even a downward trend, It's easy to go wrong at any time, that is, when the world economic crisis broke out in 2008, there was a problem with one of Xiaoliuzi's businesses, and they could not get back the money they lent, which triggered the collapse of the entire pawn business. Lucy combined with the phenomenon of frequent thunderstorms in many loan-based investment companies, and felt the risks of Xiaoliuzi's business, so she asked Xiaoliuzi to find a reason and excuse to safely withdraw the shares he invested in, and decisively won the The situation was settled; subsequent developments showed that Lucy's decision was the right one.
Although Xiaoliuzi still accompanies the director at the auction house, with the rise of the Internet and the emergence of Taobao auctions, the business cannot be the same as in the glorious days. However, it is more than enough for two grown men to make money to support themselves. Lucy believes that Xiaoliuzi is approaching retirement age. She can just work steadily for the last few years and then retire and go home to spend her old age in peace. There is no need to go through extra troubles.
