The last month of 2022 is already halfway through. I reviewed and sorted out my account when I had nothing to do.
Watching the amount in the bank card account increase bit by bit, I feel particularly safe. While
was organizing the account, he also compiled 8 small ways to save money and shared them with friends who want to save money.
1. Investment in health
"A person's physical health is 1, and wealth wealth, rights, career, family, etc... are all 0 after 1." I believe everyone knows this sentence.
But think about how long it has been since you have exercised or exercised?
Most people around me like to lie on the sofa and browse their mobile phones in their spare time. They frequently switch between multiple shopping platforms, and many times money is spent inadvertently!
Not only did it waste my body, it also cost me money!
How about we start from now on and make a small exercise plan for ourselves:
run every morning in the community or in a small park nearby.
For babies who don’t like running, you can consider walking briskly every day. Start with small exercises and persist for a period of time to develop the habit of exercise.
Life is a process of continuous investment and continuous advancement. Wherever we invest, we will reap rewards.
As Bai Yansong said: Health is a person's greatest wealth, and saving for health is the most affordable and wisest investment.
2. Learn to save money
Develop a savings plan of your own, such as how much money to save for a year, half a year, or a month. The specific amount can be determined according to your own situation.
An ancient saying goes: If you don’t accumulate small streams, you can’t become a river or a sea.
Over time, money will be saved.
also recommends several good financial management books: " Puppy Money ", "The Road to Financial Freedom", " Rich Dad Poor Dad " and "Talmud".
3. Insist on accounting
Only after accounting can you clearly understand your expenses and know where your hard-earned money is spent.
There are many forms of accounting. You can choose a handbook or make your own forms. If you are lazy like me, don't have good handwriting, and don't have time to organize some notebooks, you can consider an accounting app.
Shuijie is an accounting APP that I have been using for 5 years. Now it has been upgraded to Shenxiang Cloud Ledger, and its functions are more powerful than before. For example, the drawer-type note-taking method is fast, convenient and easy to use.
For daily household expenses, I choose [ Daily Household Expenditure Account Book ]. Through daily accounting and review, we can discover the "latte factor" in our consumption, thereby cutting off unnecessary expenditures. The
home page of this month's various expenditure budget tables serve as a good reminder: which category of budget is well controlled and which category is about to overspend, you need to pay attention.
Persisting in keeping accounts and carefully reviewing accounts can change our outlook on consumption and make us richer.
4. Develop a side business
and find your core strengths. Consider starting from your main business and developing a side business. In this way, you can not only strengthen your main business skills, but also increase your income, killing two birds with one stone.
Of course, we can also consider developing our own sideline business based on our own interests and hobbies.
such as pet hosting, video editing, self-media writing, etc.
5. Exchange idle items for money
Dispose of idle items in a timely manner, such as small household appliances and tableware that we don’t usually use, clothes and shoes that we don’t like after wearing them once or twice.
’s excess skin care products can be disposed of through second-hand platforms, making some money, reducing losses, and saving space in the home.
6. Don’t buy too many clothes and skin care products.
Use weekends or free time to sort out the clothes in the wardrobe and get rid of them.
You can basically get rid of the clothes that you haven't worn for more than a year, and keep the clothes that you like and that suit you.
When purchasing again, follow the principle of "one out, one in".
7. Don’t drink milk tea and drinks
Try not to pay for milk tea and drinks. A cup of milk tea only costs more than ten yuan. This money is enough for us to buy a lot of seasonal fruits.
Compared with those milk tea drinks, fruits have higher nutritional value, are more cost-effective, and are healthy to eat.
If you are greedy and want to drink a drink, you might as well make your own drink. It tastes pure and gives you a sense of accomplishment.
8. Cooking at home
I have to admit that cooking at home is very economical. Went out to eat hot pot, a small plate of tofu with only 4 small slices on it, and the price was actually 6 yuan.
When you go to the supermarket, you can buy a large piece of tofu for 6 yuan, which is not enough for a family of five.
I really don’t know anything about it, and I’m shocked when I compare it.
Best of all, when we prepare our own meals at home, we have more control over the ingredients, ensuring our families are eating fresh, wholesome meals.
There is a saying in " Parasite ": " Money is an iron, which can iron out all the wrinkles in life "
If life is a sea of suffering, money is the boat that takes you to the other side.
There is no shame in working hard to save money. It is shameful to earn and spend every penny and begging for money when you need it.
and above, please encourage us!
Source of article: Suishuji Community Little Flower Princess
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