All my ambitions are, but I can live a life of free
article: Little Moon | Typesetting: Moon Lane
" Puppy Money Money " says: "Although money cannot be bought all, money can make us live more dignified and bring better help and services to others."
Money may not solve all problems in life, but money can solve 90% of the problems in life, and the remaining 10% can also use money so that it does not become a problem.
How important is money? It goes without saying. So, how to make money and save money? Share the following 8 effective methods to test them to make your savings faster and make you addicted to saving money.
01. The way to force your wishes
The greater your wishes you have, the greater your motivation to save money.
Write down your wishes and remind yourself at all times to save money and not spend money indiscriminately.
For example, you want to buy a SLR camera, budget 10000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000
So, for this wish, you seem to have the standard of spending money, not only will you be motivated to make money, but you will also be restrained from spending money.
The desire of
needs to be put into practice and realize it through hard work.
02.333 Saving method
Only by saving money with a planned plan can you spend money with a planned plan.
This is my favorite way to save money, and it is very suitable for friends who have mortgages and car loans.
Monthly salary is received, no matter how much, it is divided into three parts first~
1/3 of income "raising life": basic living expenses
1/3 of income "raising goose": doing investment and financial management (repaying mortgage and car loans)
1/3 of income "real estate": saving, resolutely not moving
The greatest sense of security and happiness for girls is to watch the balance of the bank card become more little by little, have the ability to give you the life you want, and have the confidence to live the life you like. This is the greatest meaning of saving money.
03.10% mandatory savings method
The more you care about money, the greater your desire for money.
"Moonlight clan", "White hard tribe" and "Working tribe" are the most suitable for this way of saving money. If you don't save money every month, you won't have a penny every year. People who work hard for a year and those who work all year round earn the hardest money, and you must save a part of it to count.
You can open an account specially used to save money, pay your salary every month, deposit 10% first, and use the remaining money to other expenses.
can also allow friends with strong sense of saving money to urge you, or are afraid that they can't control themselves, so they can leave it to their parents for help.
04.52 weekly step saving method
Save money once a week, 365 days a year is exactly 52 weeks. Not only will there be no great pressure, but you will also feel very interesting.
The amount of money deposited can be based on your actual situation. It is recommended to be 50~1000, which is less than 50, and you cannot save much, and you have no sense of accomplishment. If you are above 1000, you will feel pressured.
05.365-day saving method
365-day saving method is also called the "heart-shaped saving method", which is a very meaningful thing.
Office workers can deposit about 25 to 50 yuan a day based on their actual income. Assuming that depositing 25 yuan a day is 750 yuan a month, and 9,125 yuan a year.
06. Weekly cooling method for saving money
What cools is not what you want to buy, but your desire to spend money.
What you want to buy, don’t rush to place an order first, add it to the shopping cart first, and wait a week later and you still want to buy it, and it’s not too late to place an order.
When shopping, we inevitably spend impulse and spend money in vain and buy something that we don’t like very practical.
This method can calm down and consume rationally.
07. Bank fixed deposit method
I hope every girl will not experience the despair of being forced to give up important people and things because of no emergency funds.
Once the monthly salary is paid, you can take out a fixed part of the deposit. There are many apps to save money on your mobile phone, and you don’t have to go to the bank, saving time and effort.
This part of the money can be used as your emergency funds. When you really need it, take it out to help you.
"Gintama" says: "Unlike the young master born with a golden spoon in his mouth, some people are trying their best just to live."
Ordinary girls, if they want to change their destiny, the biggest shortcut is to make money and save money.
Recommend the following books that can effectively stimulate your desire to make money, change your thinking to make money, and improve your awareness of making money. I hope we can all make money and save money~
01. "Puppy Money"
02. " Milk Coke Economics "
03. "Thinking to get rich"
04. "Slowly becoming rich"
05. "Fortune"
05. "Wealth"
04. "Slowly becoming rich"
05. "Fortune"
05. "Fortune"
04. "Slowly becoming rich"
05. "Fortune"
05. "Fortune"
04. "Slowly becoming rich"
05. "Fortune"
05. "Fortune" The Road to Freedom"
06. "High Finance and Business Women's Development Book"
07. " Poor Dad Rich Dad "
08. "Rich People Are Different from What You Think"
A passage I particularly like : "Your habit of managing money is more important than the amount of money you have. It is either you control money or money controls you. If you want to control money, you must manage money."
Girls, having money and not having money are really different.
As the writer Lin Wanyang said: "A rich girl is different from others in love."
There is such a detail in the once popular TV series " Ode to Joy ".
Andy broke up with Singularity, flew alone to Phuket to heal his wounds; and Fan Shengmei had no choice but to hide in a 15-square-meter rental house crying.
The money in our hands is a tool to keep freedom. Girls, make money just for freedom and confidence.
or above, encourage them together!
I am Little Moon, a wild writer, and a writing enthusiast. Focus on female growth | Sexual emotions | Personal diligent information | Self-disciplined information | Looking forward to being friends with you and growing into a better self together. Follow the official account ~ Moon Lane to view the latest articles.