An old article that was posted in Tianya community . I still have feelings after re-reading it, so I might as well send it here to express my feelings at the moment.
In 2018, the state raised the reserve ratio of various banks, and online loan companies generally tightened their money supply, making it difficult for the society to borrow money. He has been in a money shortage recently, but he has encountered a big problem. Large online loans have stopped and he can only pay them back. His credit card is also maxed out. What should he do?
Magical things happen all the time, right here in the world.
I was single and couldn’t sleep anyway. I looked around on Momo and found someone who was doing loans. I added him without hesitation, then added each other on WeChat and asked for his phone number. I asked for leave early the next morning and went straight to his company to find Manager Xiao Wang on WeChat. I went upstairs with my acquaintance driver and Xiao Wang, and my God, there were so many people in a meeting, it was so similar to the sales scene on TV. I hurried downstairs and went to Xi'an together. When I arrived at " Ping An Bank ", I couldn't pass the credit check. It turned out that the bank did not prohibit credit cards but did not allow online loans. What should I do if
is swollen? Sometimes you need connections.
The three big people started making phone calls. After a while, the driver took everyone to a new company. Seeing that it needed a lot of funds, he introduced the company to Yi Xun Company, saying that they were all friends. When I arrived at Yi Xun Company, I received a very warm reception, but I couldn't do it that day. What numbers were needed had to wait until the next day, when I could prepare various materials.
was speechless for the whole night. He continued to ask for leave the next day and went straight to the provincial capital. When he arrived, he saw that he had the registration code on his mobile phone. With the extremely enthusiastic operation of the staff, he waited for a return call and even had dinner downstairs with the staff at noon. In the afternoon, the return phone call was completed and the payment was approved, so the contract was printed. Due to the lack of money, people were confused and did not read carefully before signing. I went downstairs, got in the car, and looked at the contract carefully. I found that the nominal loan was 108,000, but in the end I only got more than 69,000. After another three years, I needed to repay 130,000. So we started arguing in the car, and there was no point in questioning, since the contract was signed anyway!
People tend to get lost when they are thirsty. Drinking poisonous wine will take a long time to digest its toxicity.
The money has been put on the card, and an irreversible situation has arisen. Fortunately, the job is stable, and there is performance every year to buffer it. I have been going through this for almost a year, and I still do some online operations from time to time. I guess the credit investigation has been spent. By November 2019, there were only four online mobile phone loan companies left, but now there are seven, but there is still a huge funding gap, because one company repaid the loan in advance but was unable to withdraw it. I called a classmate on Friday to discuss it. He said he was out of town and would come back in the evening, but he didn't come in the end. So I didn't go anywhere on Saturdays and Sundays. I just did frequent online operations, failed again and again, and almost got fooled. When an online loan APP shows an approval of RMB 30,000, then the "customer service" will ask online to add QQ or bind a card on WeChat, saying that a protection fee of RMB 1,500 must be paid first, and so on. I searched the Internet and found that it was undoubtedly a scam, so I deleted it. However, it is not easy for scammers to make the APP so good.
It’s Monday in the blink of an eye, and I have to pay back a sum on Tuesday. I’m so annoyed! The boss didn't answer the call and said he would call back later. After get off work, the problem was still unresolved. I flipped through the phone book three or four times and found it difficult to speak. There was really no other way but to bite the bullet and make a phone call, but I still couldn’t say anything in the middle of the sentence. I called the classmate from out of town and told him that he was back and asked him to come to the work. He said that we should discuss it at home. When I returned to the community, I didn't go upstairs. I just waited for my classmates downstairs. Let's get into the elevator together, go to the house to drink, and discuss how to solve the current predicament. Anyway, we need to use it before six o'clock tomorrow afternoon. Ask your classmates to ask about his relationship, and if it doesn't work, then think of another way. I asked him to video chat with two classmates one after another, but still couldn't solve the problem. He said it would be better to call in person, so he mustered up the courage to call again and finish what he had half said before leaving get off work. Thank God, the problem was finally solved.
You have hundreds of friends on your social software and hundreds of contacts on your phone book. When you encounter difficulties, you find that very few people can help you. Your so-called friends posting news is just to show your presence or show off in front of you. Drinking and eating, it seems that the relationship is deep. When you encounter difficulties, few people can help you. This is reality.
Time passes easily, the autumn wind becomes colder, wear warmer, take care of yourself!
In this cool and thin world, cherish those who shelter you from the wind and rain, cherish those who have helped you, cherish those who have warmed you, and repay them with actions.
Recalling the suffering that is about to pass, it is really a storm life, and I can’t sigh!
Between heaven and earth, the sea is the greatest; within the characters, God is the spirit. So I heard it!
