A friend sent me a private message saying that because he helped others sign the loan guarantee contract, he was sued by the bank and asked if there was any solution.
I looked at the contract documents he sent. To be honest, there is really no good way. These contract terms are basically the bank's standard terms templates, and there are no loopholes in the content written, so if you want to escape the guarantee of liability, there is no legal way to do so.
Don’t guarantee , don’t guarantee others, don’t guarantee others, say important things three times.
Even if someone kneels down and kowtows you, don’t give others a guarantee. Guaranteeing is worse than borrowing money. After lent money to others, if others don’t pay it back, at least you will owe you a favor, or let you feel the warmth and warmth of human feelings and experience what growth is. However, if you don’t pay the money for such a guarantee, the bank will sue you directly.
After you pay back the money, although you can seek compensation from others, the legal relationship of is more complicated than borrowing. Others may not think that they have really borrowed money from you, and they may not be willing to pay attention to you.
Moreover, if you lend money to others, you need to pay out, and you have a sense of giving. A sense of giving will stir up your rational nerves and restrain you. However, if you give others a guarantee, you just sign a letter, as if you don’t make much effort, and the astronomical number on the contract document seems to have nothing to do with you. However, once signed, your legal liability is established and subsequently tied to other people's debts.
guarantee is risky, and you must sign with caution and keep in mind.
