We know that ATMs can withdraw cash across banks and usually require a handling fee. However, good news has been coming recently, and many banks have reduced the handling fees for cross-bank withdrawal of ATM machines.
It is understood that ATM cross-bank withdrawals are divided into cross-banks in the same city and cross-banks in other places. According to the "Initiative on Reducing Interbank Cash Withdrawal Fees by ATMs" jointly issued by relevant associations some time ago, banks and clearing institutions are encouraged to lower the interbank cash withdrawal fee standards for each ATM in the same city to no more than 3.5 yuan per transaction; cancel the variable fees charged by the interbank cash withdrawal fee in other places at a certain proportion of the withdrawal amount, and the fixed fees are consistent with the same city business standards. Since then, many banks have stated that they have reduced fees and made concessions, and recently issued a specific announcement on adjusting the inter-bank cash withdrawal fee for ATMs.
has finished talking about the cross-bank withdrawal issue. So can bank ATMs transfer money across banks?
The answer is OK. It is understood that cardholders can use any UnionPay card to transfer money across banks at a daily limit of 50,000 yuan on more than 600,000 ATMs. At present, the charging standard for cross-bank transfers for bank ATMs is slightly lower than that for counter transfers.
For cardholders, ATMs can cover more office buildings, commercial areas and residential communities than bank outlets; UnionPay card ATMs can easily transfer across banks and can display payee information in real time, and the handling fee for real-time arrival services is relatively low.
It should be noted that ATM fully opens the cross-bank transfer function, which is both convenient and fast and convenient for telecom fraudsters in disguise. If you transfer money to the bank counter, the hall manager and teller can intercept it; but if you transfer money directly to the ATM, it will be more difficult to intercept it.
In response to this situation, major banks have strengthened security tips through various channels to prevent customers from falling into the telecommunications fraud trap. At the same time, when transferring money by ATM, the name of the transfer card holder will be displayed to facilitate customers to verify the authenticity of the transfer object. If transferring money to relatives and friends, it is best to call and confirm before transferring money, and be careful not to be fooled.
In addition, when entering passwords by ATM, be careful not to discard transaction documents. If you encounter ATM card swallowing or not vomiting, you can call the customer service hotline of the bank to which ATM is affiliated. Don’t forget to get the card after use.
or above is about bank ATM withdrawals and transfers across banks, and I hope it can help everyone.
Comprehensive edited by: Beijing Business Daily, Kangbo Finance.
Degree Xiaoman Finance Youqianhua The purpose of publishing this information is to spread more information. The content of the article is for reference and learning and communication only and does not constitute any decision-making suggestions for you.
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