Yesterday, a friend asked me that my parents had difficulty moving, and their 30,000 yuan fixed deposit in the bank was about to expire. He needed to go to the bank to help my parents handle it and ask what regulations my bank had and how to handle it.

Yesterday, a friend asked me that my parents had difficulty moving, and their 30,000 yuan fixed deposit in the bank was about to expire. He needed to go to the bank to help my parents handle it and ask what regulations my bank had and how to handle it.

First of all, in this case, helping parents withdraw 30,000 yuan in time deposit certificates, you need to bring the original depositor's ID card, the original ID card, the time deposit certificate and password to go to the bank outlet counter to handle the withdrawal.

In other cases, withdraws more than 30,000 deposits, will also organize the

• people withdraw bank current deposits, more than 30,000 or more than 50,000 yuan, you only need to bring your bank card and password to
• people withdraw their bank current deposits, more than 50,000 yuan, you need to bring your ID card, bank card and password
• people withdraw their bank current deposits, more than 50,000 yuan, you need to bring your ID card, bank card and password
• people withdraw others Bank current deposits, over 50,000 yuan, you need to bring an agent's ID card, depositor's ID card, bank card and password
• people need to withdraw time deposit certificates. Whether it is more than 30,000 yuan or less, you need to bring an ID card, time deposit certificate and password
• people help others withdraw time deposit certificates, regardless of 30,000 yuan or less, you need to bring an agent's ID card, depositor's ID card, bank card and password

If you go to the bank deposits more than 30,000

• deposits through the counter or ATM. You only need to bring your bank card and password. You can also directly deposit
• through cardless
• into a fixed deposit of more than 30,000 yuan, or any amount of fixed deposits. You need to bring your ID card, bank card and password to go to the bank counter to handle
• to help others deposit more than 30,000 yuan in fixed deposits, or any amount of time deposits. You need to bring your ID card, bank card and password to the bank counter to handle
• to help others deposit more than 30,000 yuan in fixed deposits, or any money For fixed deposits of amounts, you need to bring your ID card, depositor's ID card, depositor's bank card and password, and go to the bank counter to apply for

There is another special situation, If the elderly die and the ID card is cancelled, how to withdraw deposits of more than 30,000 yuan

In order to seek a balance between inheritance convenience and protecting deposit security, while preventing moral risks and fraud, most banks set the upper limit of the notarization withdrawal amount to 50,000 yuan. A small number of banks have 10,000.

If the heir withdraws the deposit within 50,000 yuan, the heir will bring his ID card, the depositor death certificate and the household registration book and other materials that can prove the kinship relationship, and go to the bank counter to handle the time deposit withdrawal business.

If the heir withdraws more than 50,000 yuan, the bank needs the legal heir to go to the notary office to do inheritance notarization, and then all the heirs will be present, bring their own ID card, depositor's death certificate and household registration book and other materials that can prove the kinship relationship, and then go to the bank counter to handle the fixed deposit withdrawal business.

This article is original by Bank Millou. Welcome to follow and take you to gain knowledge!