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People who have withdrawn money from the bank may know that the bank has several unwritten regulations, that is, if the amount of money withdrawal is relatively small, the bank staff will arrange to withdraw cash on the ATM machine. At the same time, for withdrawals of more than 50,000 yuan, you also need to make an appointment in advance. Although these regulations are not mandatory, many banks are also defaulted.
1. Bank regulations
Banks have always given people a relatively cold feeling, especially the sentence "no responsibility is left off the counter", which has made many people dislike banks. However, as a financial giant in our country, banks are a place that everyone has to go, so everyone can only accept the new regulations proposed by banks and act in accordance with the rules of banks.
2. Cost saving
So why do banks ask everyone to withdraw cash on the ATM? Nowadays, there are more and more functions on ATM machines. Basically, common businesses in banks can be completed by self-service through ATM machines. So in this case, what is the purpose of the bank?
In fact, banks are also profitable institutions and are aimed at making profits. The primary task is to save costs. It is also a withdrawal business. The cost of the manual counter is about 3 times that of the ATM machine. In this case, the bank will of course vigorously encourage everyone to withdraw money from the ATM machine.
3. In shortage of personnel
. I wonder if you have noticed that there are usually three or five counters in each bank. However, no matter when you go to the bank to handle business, the bank counters are not all on duty. Most of them have only one or two manual counters to handle business. This situation shows that the bank staff is also in short supply. In addition, the bank has strict schedules for employees' working hours, so the bank staff also hopes that everyone can handle business on the ATM machine.
In general, this is an unwritten rule by the bank, but if you want to handle business on the manual counter, the bank staff has no right to refuse, and they will handle it for you.
, that's all for this issue. If you have any other doubts, you can leave a message in the comment section below. See you next time.
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