National Day holiday is coming soon. Are you ready to go on a long journey? When traveling during the epidemic, you should still take good protection and you must prepare enough masks.
knowing travel insurance
tour insurance is essentially a short-term accident insurance. How short is the short term? It can be as short as one or two days, and generally no more than 30 days. Because the protection time is very short, travel insurance is generally not expensive, ranging from a few dollars to a few dozen dollars, while travel insurance abroad is usually only one or two hundred. The protection of travel insurance is indispensable for three main dishes: accidental death, accidental disability, and accidental medical treatment. However, there are more choices for side dishes: plane delay, hotel accommodation allowance, wallet loss, luggage loss, self-driving failure, extreme sports protection... Buying travel insurance is not the key point, because the difference will not be too big, and many people also have accident insurance. According to your core travel needs, choosing side dishes is even more important.
travel insurance is necessary?
You can buy insurance when traveling. Consumers can choose to take out insurance according to their travel needs and economic conditions. Most insurance companies have launched travel insurance, which mainly protects personal accidents, traffic accidents, property losses, etc. Before taking out insurance, you need to read the insurance terms in detail, including the protection liability, insurance period, disclaimer terms, etc.
Do you have to buy a travel insurance when traveling?
of course not. If you have bought accident insurance with a sufficient amount, it is completely OK to travel insurance if you travel for a few days. If you are traveling abroad, you can consider buying a travel insurance. Especially when traveling to high-quality Europe, the necessary materials for the Schengen visa must include Schengen visa insurance.
Notes
Precautions for travel insurance:
1. Pay attention to the reading insurance period, such as 7 days or 10 days;
2. Pay attention to the coverage of reading insurance, what content is covered, and what content is not covered, which is very important, especially depends on the disclaimer clause;
2. Pay attention to the coverage of reading insurance, what content is covered, and what content is not covered. This is very important, especially the disclaimer clause; html l03. Pay attention to the insurance amount. Some people think that travel insurance is the same. In fact, sometimes the price is the same but the insurance amount is different;
4. You must buy enough insurance. Some people are used to buying the usual 100,000 accidents and 5,000 yuan medical insurance. In fact, they do not have much protection effect, because people buy insurance to get compensation beyond their ability to pay. If the insurance amount is low, if there is a big accident, it will not really play a protection role. Therefore, it is recommended to purchase travel insurance products. The accident amount should be greater than 200,000 yuan, and the accident medical treatment should be greater than 200,000 yuan, so that you can be truly at ease.
5. Pay attention to buying convenient and fast travel insurance. You have to prepare a lot of things for travel. If you spend too much time on purchasing insurance, it will consume a lot of time and cost, and people are also very tired and not very cost-effective.
6. After purchasing, be sure to check whether the elements of the policy review are complete and correct, and whether the insurance information is complete. Generally, insurance should include invoices, insurance policies, insurance policies and insurance terms, etc.
Who needs to purchase travel (accident) insurance?
1. Tourists with travel agencies
2. Self-driving tours, hiking and adventure enthusiasts
3. Organization for travel or other activities for the unit
4. Expansion training company organizes customer training html when
4. 2
5. Outdoor store or forum managers organize member travelers;
6. Business travelers who have long business trips and problems with safety factors in business trip locations such as tour guides;
7. The organizer of outdoor activities
8. Other
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