Dear fans and friends, good evening! During this period, while RMB bank time deposit yields continued to decline and RMB bank wealth management products suffered significant losses, U.S. dollar deposit products continued to rise. Benbenxiong's previous article "Bank Deposits: Bro

2025/10/1909:32:36 hotcomm 1279

Dear fans and friends, good evening everyone! During this period, , while the yield rate of RMB bank time deposits continued to decline and RMB bank financial products experienced significant losses, US dollar deposit products continued to rise .

Benbenxiong's previous article "

For mainland fans and friends, this US dollar deposit product of Bank of China (Hong Kong) is not very friendly, because it is only for Bank of China Wealth Management Private Wealth customers, and the deposit cycle is only 7 days.

Considering the epidemic, transportation, meals, and accommodation costs to and from Hong Kong, if you don’t have a small target (100 million) in savings, you should just think about it and forget it !

However, many mainland banks have recently launched US dollar deposit products with annual interest rates of up to 5%. If you have US dollars in cash, you can consider !

The first one is Nanjing Bank . Xinhuitian personal US dollar deposit launched by Bank of Nanjing, with a minimum deposit amount of US$10,000, you can enjoy a 5% yield . This product has three major features - guaranteed principal and interest, stable value-added, and included in the scope of deposit insurance protection .

Without contrast, there is no harm. It is also a deposit product launched by Bank of Nanjing. The annual interest rate of RMB personal time deposit is only 3.5%. The minimum deposit amount is 10,000 yuan, and it must be deposited for 3 years..

The second one is Hangzhou Bank . The US dollar "Baiying Deposit" issued by Hangzhou Bank starts at US$8,000, and the annual interest rate of the product with a deposit period of 13 months reaches 5%. When the product was released in September, the annual interest rate was still below 4% .

The third one is Hengfeng Bank . The US dollar deposit of Hengfeng Bank Xi'an Branch starts at US$200,000, and the maximum annual interest rate for the 1-year product is also 5% .

That’s it for today. Fans and friends are welcome to interact with Benbenxiong. Thank you very much for your support!

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