Join the product manager [Qidian Academy] Product Manager Practical Training Camp, BAT Product Director takes you to learn product early report Not long ago, WeBank officially confirmed that Zheng Xinlin, the vice president in charge of interbank business, had resigned, which was

2025/07/0401:58:36 hotcomm 1234

Join Everyone is a Product Manager [Qidian Academy] Product Manager Practical Training Camp, BAT Product Director takes you to learn products step by step

Join the product manager [Qidian Academy] Product Manager Practical Training Camp, BAT Product Director takes you to learn product early report Not long ago, WeBank officially confirmed that Zheng Xinlin, the vice president in charge of interbank business, had resigned, which was - DayDayNews

Morning Report

Not long ago, WeBank officially confirmed that Zheng Xinlin, the vice president in charge of interbank business, has resigned, which is already the second senior executive who has stepped out of WeBank. In September this year, WeBank confirmed that Governor Cao Tong had resigned due to personal reasons. Just two days before Cao Tong confirmed his resignation, China Merchants Bank also closed its "automatic" interface to WeBank. As the banking industry collectively enters a period of transformation, traditional banks are often more sensitive to new competitors. How can such an Internet bank that has no outlets, does not rely on loans and deposits, does not rely on interest rate spreads, and relies on peers to "survive in the cracks"? For WeBank, which is not yet one year old, it is still a problem.

Morning News Chicken Soup

In the most ordinary life, humility and hard work. One day, you will stand in the brightest place and live as you once longed for.

Morning News Selection

[Tencent product manager tells you how to "design" user experience] Although it sounds like "user experience" is like "feeling", it has been said to be bad. However, just treat it as a commemoration of the work of designers. At this time, I want to write a few popular science articles on user experience. The views may not be right or wrong, but I hope to talk to more students, especially product managers and designers, about this topic, and talk about the real "user experience" in our minds.

Morning News Content

1. [WeBank has three storms in half a year and is still far from the ideal of Internet banking] WeBank is the first of the first five private banks to obtain licenses, and it is also the first Internet bank. Therefore, it inevitably has received more attention and higher expectations from the market. However, in the year since its opening, two celebrity executives have left one after another, the nuclear interface was closed by China Merchants Bank, the product was accused of being launched too slowly and the effect was not satisfactory...

2. [FB Google Cooperation: Open Mobile Application Indexing Function] According to the Wall Street Journal, a spokesperson for Google's parent company Alphabet said on Monday that Facebook, one of its biggest competitors, had opened the data crawling and indexing functions of mobile applications to Google search engines last Friday. The cooperation between the two parties shows that Google's mobile search will display some information in Facebook applications in the future, such as account public files.

3. [Apple exclusively accounts for 94% of the global smartphone industry's profits] The latest research report by financial services company Cannacord Genuity shows that Apple has seized most of the profits of the global smartphone industry, with an astonishing 94%. Although Samsung Electronics ranked second, it only obtained 11% of the industry's profits, and was far behind Apple.

4. [Music streaming Rdio goes bankrupt, Pandora acquires core assets] The music streaming industry (online unlimited listening to music) is undergoing a reshuffle and drastic change. Apple and Google (including Youtube) are making frequent moves, while some small companies with poor strength are facing withdrawal. According to foreign media reports, Rdio, a music streaming company that entered the market earlier, will close its services and file for bankruptcy, while Pandora, one of the world's two major music streaming giants, will spend $75 million to acquire the company's valuable assets.

5. [JD.com released its third-quarter financial report and its stock price closed up 7% on Monday] JD.com released its third-quarter financial report for fiscal year 2015 on Monday. According to the financial report, net revenue was RMB 44.1 billion (approximately US$6.9 billion), a year-on-year increase of 52%. The net loss attributable to common shareholders was RMB 530.8 million (approximately US$83.5 million), compared with a net loss of RMB 164.4 million in the same period last year. Based on non-GAAP, net profit attributable to common shareholders is RMB 27 million (approximately US$4.3 million), compared with RMB 370.8 million in the same period last year.

6. [CITIC Group will establish a direct sales bank with Baidu] Sources told Sina Finance that Baidu and CITIC are indeed discussing the establishment of a direct sales bank. Baidu tried to apply for the establishment of a private bank with Lenovo but failed. This time, if it was to try to attack the private bank license again, there should not be only two shareholders. CITIC Bank has suspended trading and is expected to issue an announcement tomorrow.

7. [Tuniu denies rumors of merger with Tongcheng] The "marriage" between Ctrip and Qunar has triggered speculation in the industry whether Tuniu and Tongcheng, the second echelon of online travel websites, will merge. Yesterday, there was news that Tuniu and Tongcheng will merge this month, and both parties will exchange shares 1:1. However, at the first Tuniu self-operated products global procurement conference held yesterday, Tuniu President Yan Haifeng told reporters, "The merger rumors are untrue, and I have never had any contact with Tongcheng, and Tuniu has no privatization plan yet."