Zhou Donglan carefully cared for her husband who was ill in bed.
Red Net Time August 20 (Correspondent Tu Xiaoling and Zhao Wenjing) "Thanks to Taiping Insurance, it gave us a new life!" Zhou Donglan, a villager in Shengjiang Village, Xiazhen Town, Yushan County, Jiangxi Province, smiled more and more day by day.
Zhou Donglan's husband Zhan Yanzu was rushing to quarry in various mines when he was young. After being injured by flying stones, his body gradually developed bad conditions, which then evolved into a general discomfort. He spent all his savings in medical treatment everywhere, but still did not improve. For 18 years, Zhou Donglan has taken good care of her husband who was ill in bed. She turned over and massaged her husband on time every day, fed her meals at a time, wiped her body, boiled Chinese medicine, and cooked various housework...
In early May 2020, the long-term care staff of the Shangrao Middle Branch of China Taiping Life Insurance Jiangxi Shangrao Middle Branch learned about Zhan Yanzu's family situation, and took the initiative to contact Zhou Donglan through township cadres to assist in applying for long-term care benefits. After the evaluation expert group came to the door for evaluation, Zhan Yanzu officially passed the long-term nursing insurance announcement of Shangrao Medical Insurance Bureau at the end of May, and officially began to enjoy the small subsidy benefits of long-term nursing insurance at home from June. While the nursing level was improved, Zhou Donglan's family's living standards also improved to a certain extent.
builds multi-level medical insurance to open up the last "km" of health poverty alleviation
Poverty caused by illness and relapse into poverty due to illness is a "blockade" in poverty alleviation, and health poverty alleviation is one of the important ways to targeted poverty alleviation. In recent years, China Taiping Life Insurance Jiangxi Branch has actively explored a long-term mechanism for health poverty alleviation. By hosting government insurance projects such as serious illness and long-term care for urban and rural residents, relying on the business model of "serious illness insurance + long-term care insurance + medical insurance supplement", it has built a multi-level medical insurance system, so that more and more people's health can be better protected.
In 2017, Shangrao City, Jiangxi Province, as one of the 15 pilot cities in the country, began to explore long-term care insurance. China Taiping Life Insurance Jiangxi Branch took the lead in participating in the work of employee chief care insurance at Shangrao City, Xinzhou District, and Wannian County, and accumulated valuable experience in the two years of service. In 2019, based on the cooperation between serious illness insurance and long-term care insurance, China Taiping Life Insurance Jiangxi Branch further expanded its business scope of cooperation with the government, undertakes the Guangxin District poverty-stricken population supplementary insurance, and has underwritten a total of 111,200 poor people. By simplifying the reimbursement process for supplementary insurance for special groups, it was the first in the city to complete the first batch of long-term care insurance benefits payments for residents, realizing the implementation of long-term care benefits for residents.
In the handling of serious illness insurance and supplementary insurance projects, China Taiping Life Insurance Jiangxi Branch actively simplifies the process of reimbursement of serious illnesses for poor people, provides simple and fast one-stop claims services, and makes every effort to advance the services so that the people can run less errands; in the handling of long-term care insurance projects, it provides proactive long-term care assessment services for applicants in the early stage of expansion, and gives priority to assessment and nursing services, and strives to open up the last mile of health poverty alleviation.
As of July 2020, China Taiping Life Insurance Jiangxi Branch underwrote 108,200 serious illness insurance in Shangrao, with a total compensation of 95,200 registered personnel and 61.1715 million yuan; after Changhu Insurance expanded to all residents of Shangrao City, 388 registered personnel and 388 registered personnel in the hosting area enjoyed benefits, with a total compensation of 5,351 registered personnel and 4.292 million yuan; in 2019, China Taiping Life Insurance Jiangxi Branch also underwritten supplementary medical insurance for major diseases of the poor in Guangxin District, covering 111,400 registered poor people in Guangxin District, with an estimated compensation amount of 8.9307 million yuan.
helps employment poverty alleviation and strives to overcome the problem of "one person is disabled and the whole family is imbalanced"
Mao Ruimin, who lives in Huangjiayu Village, Fengxi Street, Guangfeng District, Shangrao, is 55 years old this year. On April 8, 2008, he was a local registered poor household due to a car accident. Due to lack of labor and poor family conditions. After the mayoral protection policy of Shangrao, Jiangxi Province was promoted to urban and rural residents, the Jiangxi Branch of China Taiping Life Insurance discovered this situation when working with the township survey and immediately assisted his wife Ji Qiuyuan to apply for long-term care insurance benefits on his behalf.
With the assistance of China Taiping Life Insurance Jiangxi Branch, in March 2020, Ji Qiuyuan participated in the family nursing training jointly organized by Guangfeng District Medical Insurance Bureau and Nursing Company, and learned more nursing knowledge and more professional nursing skills. He helped her husband massage his back, turn over and massage every day to prevent his husband from having bedsores and to do other hygiene prevention. In the past, when Mao Ruimin was at its most severe, he would have had epilepsy twice in one hour, but after Ji Qiuyuan improved his nursing level, he has not had another episode for more than three months this year. The improvement of her husband's condition greatly encouraged Ji Qiuyuan and brought new hope to the whole family. To provide care for her husband, Ji Qiuyuan can also receive a nursing subsidy of 800 yuan every month, which makes Ji Qiuyuan more confident in her nursing skills. She hopes to re-employ her job through the nursing technology she has learned and provide better nursing services to other disabled people.
Nursing institution nursing staff guide Ji Qiuyuan (left) to provide professional massage and care for Mao Ruimin.
After learning about this situation, the staff of the Central Branch of Shangrao, Jiangxi Province of Taiping Insurance contacted the nursing company as soon as possible to actively communicate and assist Ji Qiuyuan to re-employment. Currently, Ji Qiuyuan is learning how to care for other disabled people, adapt to the working environment, and improve nursing technology under the leadership of the nursing company.
In order to reduce the economic and physical and mental troubles of poor and disabled families who are "one person is disabled and the whole family is imbalanced", China Taiping Life Insurance Jiangxi Branch has joined hands with nursing institutions to carry out family care training, training nursing skills for the families of disabled people, improving the service experience of long-term care disabled people, and also helping guide the reemployment of registered and registered people. This not only includes family care personnel in standardized management and professional services, but also effectively improves the endogenous motivation for registered poor households to get rid of poverty, achieving the effect of "training one person, getting rid of poverty by one household". In the Guangfeng and Yushan areas served by the Shangrao Central Branch of China Taiping Life Insurance, there are 248 registered households and urban poor families like Mao Ruimin. While disabled people enjoy long-term care insurance, their families have improved their nursing level by participating in family care training and signed labor agreements with nursing companies. By nursing services for disabled relatives, they have increased their income and achieved reemployment, and effectively improved their endogenous motivation for targeted poverty alleviation.
