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Civil servants have management requirements for property declaration. In this article, we will sort out the matters about civil servant insurance declaration.
1. Which public officials need to apply?
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Generally speaking, only county and department-level deputy positions or above cadres are involved in property declaration issues, but currently there are different regulations in various places. Many places have implemented the declaration system to section-level cadres, and they need to be implemented according to specific regulations.
Note, and is not only the leaders at the deputy department or above need to report, but their spouses and children living together need to report the situation together.
2. Which insurance policies need to be declared?
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The "Regulations" require that those purchased through insurance companies, banks, the Internet, mobile APPs and other channels, all insurance product names contain words such as " whole insurance ", " annuity insurance ", "investment link type", "universal type" and "dividend type" and other personal insurance investment insurance , as well as , in the "Property Insurance Investment Insurance Products List" published by the website of the China Insurance Industry Association (www.iachina.cn, "Insurance Products" column), the , property insurance investment insurance , which includes attracting customers to invest in the name of interest-bearing deposits. , but in fact, is to purchase investment insurance, must be filled in.
Special attention:
Personal insurance investment insurance names generally contain words such as "both insurance", "annuity insurance", "investment link", "universal type" or "dividend type".
invests funds in the same universal account multiple times, and the accumulated calculation of the funds invested for the first time to the most recent investment should be filled in, without deducting the amount withdrawn in the middle.
You should fill in the investment insurance information insured in China by the insured.
In addition, the investment insurance held in foreign countries (including the Hong Kong Special Administrative Region of my country, the Macao Special Administrative Region of my country, and the Taiwan Region of my country) is required to be filled in separately in the "Foreign Investment Situation" matters.
For organizations, the essential logic of is: whether it is domestic and overseas, all insurances with "investment" nature need to be declared.
With the development of the insurance industry, new insurance products are constantly being launched, and there are some vague areas for defining whether the product is guaranteed or the nature of the investment.
is similar to the increase in lifetime life, return-type accident insurance (actually with both worlds attached), universal insurance (even if you don’t save money in it), etc., which actually have high cash value and investment forms. Logically, it is a key point that the organization needs to pay attention to, and it is recommended to declare.
Tart Sister will recommend that everyone be extremely cautious. The written regulations of the Organization Department are one thing, and prudent operations at the actual level are another. All insurance purchased, including protection, would rather report in detail and overreport than bear the risk of underreporting underreporting .
3. What kind of prosecution will be encountered if it fails to fill in the truth?
First, it is stipulated that leading cadres fail to report on time, miss reports, conceal or fail to report, or find other violations of regulations and disciplines found to be found according to the severity of the circumstances, they must be criticized and educated, organized adjustments, or organized handling, and disciplinary sanctions based on the severity of the circumstances.
Second, it is stipulated that the Party Committee (Party Group) and its organization (personnel) departments should use the verification results as an important reference for measuring whether leading cadres are loyal, honest, honest and honest, and make full use of them in the selection, appointment, management and supervision of cadres and other cadre work.
4. Some precautions when filling out
(1) The amount of premium declared is the cumulative premium paid, and the amount withdrawn in the middle is not deducted;
(2) Fill in the policy information of the insured person, the spouse, and the children living together are the policyholders;
(3) It cannot be simply determined that the insurance has been suspended or the premium paid has been paid as it has expired, and the policy is still valid for the expiration of the payment period.
summary
It is recommended that public officials who declare property. If they still have questions, they can contact the insurance consultant or call the insurance company to further verify to avoid errors.
declaration form is very complicated and detailed. Ordinary customers are prone to filling incorrectly, missing, or can’t remember their former insurance policies. Ta Jie will help customers organize all insurance policies, saving time, effort and reassurance.
If you have a friend around you who needs to fill in the report, I hope you forward it to him/her.