Hexun.com’s original financial video column "Lao Wang Financial Diary" Issue 41
Author: Hexun.com Editor-in-Chief Wang Lei
my country’s per capita GDP exceeds 10,000 US dollars
Per capita wealth is 366,000
Today, the National Bureau of Statistics announced that GDP grew by 2.3% in 2020, exceeding 1 trillion yuan, and per capita GDP exceeded 10,000 US dollars for two consecutive years.
It should be said that this number is not surprising. Under the impact of the global epidemic, China has delivered an amazing answer to the world. And another number in the past two days is even more interesting.
26, the Chinese Academy of Social Sciences released a report, and disclosed the above number for the first time. As soon as the
message came out, many people shouted that they were equalized again! Don’t worry, I have two details to tell you.
first, this wealth includes houses, stock funds, and other investment and financial products, plus your deposit. , then you can calculate it again and see if you will be in a better mood. Of course, your loan will be deducted.
Second, in addition to the average, there is also a concept of median. is more valuable to us. Public data shows that this number is about 120,000 yuan. That is to say, if your personal wealth exceeds 120,000, you will exceed half of the Chinese. Now, your mood has improved or worse. The average
is 360,000, and the median is only 120,000, which is 3 times worse. How do you think? You are right, it is caused by the gap between the rich and the poor. However, the number in the United States is even more amazing, close to 7 times.
From a global perspective, 50% of the population accounts for less than 1% of the world's wealth, and the richest 10% accounts for 85% of the world's wealth.
Objectively speaking, China has achieved certain results in narrowing the gap between the rich and the poor in the past two years, and the Gini coefficient has slightly declined. What’s more significant is that as of last year, China has eliminated the absolute poverty population and created a miracle in the history of world poverty reduction.
Finally, let’s take a look at the composition of each person’s wealth. 50% is a house, 40% is a bank wealth management and stock funds, and the deposit is less than 10%. Among them, houses account for the highest proportion of 60%. With the rapid decline in China's birth population and the implementation of the policy of housing for living, not for speculation, this proportion has begun to decline.
How to increase personal wealth? In addition to personal efforts, the country should continue to increase taxes for the rich, continuously improve national education, and increase people's livelihood security in medical care, children's education, etc. Overall, this is a slow and gradual process.
