Dear readers and friends of Big Bee Insurance, happy National Day!
The last long holiday of this year has arrived. Many friends choose to go out for fun. Self-driving and group-up are good choices, but no matter what form, you must pay attention to personal safety and avoid accidents.
This National Day holiday, we bring you a list of super cost-effective insurance products!
Whether it is travel, medical consultation, or serious illness protection, friends who want to add a guarantee for their lives, please continue to read.
- Accident insurance list
- Medical insurance list
- Medical insurance list
- Medical insurance list
.Recommended accident insurance products
People are traveling and the probability of encountering various accident risks is much greater than that of daily commuting and getting off work. We must put safety first.
Dafengbao has sorted out some common types of risk in travel here:
is used to deal with the above risks. It is still necessary to configure an accident insurance for yourself and your family.
accident insurance is very low. Generally, one-year accident insurance can be purchased for about 100 yuan. Travel accident insurance can be covered by 1-30 days, which is lower and more flexible.
Below is a list of accident insurance products recommended by Big Bee Insurance and suitable for travel choices. The products on the list below
can be found in the menu bar "Preferred Products" of the official account Dafengbao, and you can place an order online and purchase it directly.
. Accident insurance
Below I bring you some details on the protection content of accident insurance.
cost-effectiveness first choice: Little Bee No. 2 Overcoming Edition
Little Bee No. 2 Overcoming Edition is a one-year adult comprehensive accident insurance launched by Dinghe Insurance . It has comprehensive protection, including accidental death/disability, accidental medical care, sudden death, additional compensation for traffic accidents, etc.
Overall, this product has a relatively high cost performance. If you pursue the responsibility of sudden death, value traffic accident protection, cost-effectiveness and high insurance, you can consider this product.
preferred for middle-aged and elderly people: Anshun Middle-aged and elderly people accident insurance
Allianz middle-aged and elderly people accident insurance, is an elderly accident insurance of Allianz Life Insurance. It can be insured for both 56-75 years old, including accidental death, disability, accidental medical treatment, and accident hospitalization allowance are all guaranteed. Accidental medical treatment includes ambulance fees, which is suitable for insured for the elderly.
Children's Accident Products: Ping An Children's Accident Insurance
This is a Ping An newly launched Internet insurance. It is a one-year accident insurance exclusive to children. You can take out insurance for the age of 0-17, mainly for accidental death, disability, accidental medical treatment.
This product also expands the medical insurance coverage for accidental burns and scalds for children. You can freely choose to add accidental medical treatment for foreign objects, etc., which increases the coverage for common accidental medical treatment for children, meeting the needs of children's accident protection.
If you want to buy an accident insurance for your child, this product is worth considering.
. Travel Insurance
Domestic Travel: Hui Travel - Renxing You
Hui Travel - Renxing You is an accident insurance product specially designed for domestic travel launched by Pacific Insurance . You can choose the coverage duration and the insurance age is up to 80 years old. The guarantee content also includes acute disease medical treatment, acute disease death, acute disease hospitalization allowance, etc., which is very comprehensive.
Hui Travel - Renxing Travel is suitable for configuration during domestic travel.
International Travel: Wanguo Travel
000 Travel 1000 Travel - Global Worry-free Plan is an accident insurance for overseas travel launched by Meiya Insurance . It guarantees the insurance for accidental death/disability protection, medical compensation, condolence visit cost compensation, medical transportation and return, death body return, travel property, personal money, lost travel documents, home protection, travel delay, luggage delay, travel change, personal liability, travel repatriation and return fee compensation for minors, travel kidnapping and illegal detention, bank card theft, acute illness death, daily hospitalization allowance, a total of 18 guaranteed contents.
This travel accident insurance is comprehensive and suitable for configuration in international travel.
2. Recommended medical insurance products
million medical insurance can help us solve the large medical expenses required for a serious illness ; it can be paired with small medical insurance for small hospitalization and outpatient expenses; if you have some minor abnormalities in the body or are too old to purchase the first two medical insurances, you can choose anti-cancer medical insurance.
Below is the recommended list of October medical insurance:
The products above can be found in the menu bar of the official account Dafengbao, and you can place an order online and purchase it directly.
. Million Medical Insurance
Comprehensive protection: eXiangcai - Medical Enjoy Worry-free
The biggest highlight of Medical Enjoy Worry-free is the 20-year guaranteed renewal of . If you successfully purchase insurance, you can enjoy 20 years of long-term protection. The value-added service is practical. You can also add extra-hospital special drugs to reimburse the insurance, which is more practical.
People who pursue large company brands and long-term medical insurance are worth recommending.
Mid-to-high-end medical care: Zhenai Wuyou Special Need Version
Zhenai Wuyou protection is very comprehensive. Compared with other mid-range medical insurances of the same type, this product can guarantee 6 years of renewal conditions and is friendly. If you want to better medical resources and pursue long-term medical insurance, this one is worth considering.
Easy insurance for senior age/small illness: Medical Enjoy Worry-free Huixiang Version
Medical Enjoy Worry-free (Huixiang Version) has a wide age range, up to 80 years old, and can guarantee renewal for 5 years.
This product is relatively relaxed in health notifications, and is more friendly to lung nodules and hepatitis B underwriting. If you have lung nodules for more than 3 years or hepatitis B minor three positive, meet certain conditions and have the opportunity to underwrite the standard after intelligent underwriting. It is suitable for parents over 60 years old or friends with abnormal health.
Children's first choice: Tiejia Xiaobao No. 2
Tiejia Xiaobao No. 2 1 million medical insurance is a million medical insurance launched by PICC Health that children aged 0-17 can take out.
This responsibilities are relatively comprehensive, with 2 million general inpatient medical care and 4 million critical illness hospitalization, and also include special anti-cancer drugs, special outpatient clinics, pre- and post-hospital clinics, proton heavy ions and other guarantees.
Iron Armor Small Insurance No. 2 has a very cost-effective performance, which can guarantee renewal until the age of 17, which is relatively stable and is worth recommending.
. Small medical insurance
Small medical: Xiaoyixian No. 2
China Life Xiaoyixian No. 2 is a small medical insurance, divided into three plans, each plan has different coverage, and the protection is the same, covering accidental death, disability, and hospitalization medical insurance for diseases.
The highlight of this product is that hospitalization for diseases is not limited to social security reimbursement, and the reimbursement scope is wider, which is better than most similar products.
If you have purchased million-dollar medical insurance and want to make up for the insufficient deductible of 10,000 million medical insurance, you can consider this product.
Children's Clinic Insurance: Children's Clinic Warehouse Super Power Edition
This is a small medical insurance with low deductible and low-income insurance, helping to solve the daily medical expenses of minor illnesses and pains of children. The protection is also relatively comprehensive, covering accidental injuries, accidental medical care, vaccination protection, as well as outpatient and inpatient medical care for diseases.
This product is very cost-effective. If the child has a weak constitution and often needs to go to the outpatient clinic, you can consider Children's Clinic Ware Nuanbaobao Super Power Edition .
. Cancer prevention medical insurance
The first choice for middle-aged and elderly people: Ping An Lifetime Cancer Prevention Medical Insurance
Ping An Lifetime Cancer Prevention Medical Insurance is insured by Ping An Health Insurance Company. Since only cancer treatment fees and cancer special drug fees are reimbursed, health notifications are looser than general medical insurance, and people with the three highs can also take out insurance. As long as the insurance is successful in the first year, no matter whether the product is suspended or the claim for cancer is paid, the insurance can be renewed normally and can be guaranteed for a lifetime.
If you have poor physical conditions and cannot buy a million-dollar medical insurance, friends who pursue stable lifelong protection of cancer medical care can consider this one. If you are healthy, it is recommended to give priority to millions of medical insurance, which is more comprehensive.
3. Recommended critical illness insurance products
The physical health of adults is more important than anything else. A critical illness insurance is not expensive, but it can often fight against many unpredictable diseases risks for us at critical moments.
Dafeng Insurance has listed a list of recommended critical illness insurance products for everyone. The following critical illness insurances are targeted at different groups of people and are all good products worth choosing.
The following are the details of critical illness insurance products.
The products in the following list can be found in the menu bar "Preferred Products" of the official account Dafengbao, and you can place an order online and purchase it directly.
. Adult critical illness insurance
pure critical illness product: iWuyou
iWuyou is a pure critical illness insurance launched by PICC Life Insurance. Mild and moderate symptoms are optional. Underwriting for some common diseases is very relaxed. Common thyroid nodules , breast nodules , hypertension and other diseases have the opportunity to take out normal insurance.
people with major company brands, sufficient budget or second-level breast nodules can consider purchasing with additional mild or moderate symptoms.
cost-effectiveness choice: Darwin No. 6
Darwin No. 6 is a popular critical illness insurance product of Guofu Life Insurance. It has comprehensive basic protection responsibilities and high overall cost-effectiveness. You can freely choose the protection time, payment period, value-added services, and can also attach death protection.
is suitable for people who pursue high cost performance and high compensation for diseases.
comes with additional compensation: Xilebao
Xilebao is a single-time compensation critical illness insurance. You can pay multiple compensation for mild or moderate symptoms. You can also choose to pay multiple compensation for death/complete disability, malignant tumors, and secondary compensation for specific cardiovascular and cerebrovascular diseases, which is comprehensive and flexible.
If you are aged 55-65 and cannot take out other critical illness insurance, or you are pursuing a product that comes with additional compensation for critical illness, you can consider this one.
Underwriting is relaxed: Overcoming No. 1
Overcoming No. 1 is a serious illness product launched by China-Netherlands Life Insurance. It is relatively relaxed in the insurance for common diseases. Hypertension, diabetes , thyroid nodules, etc. can be insured normally or insured at an additional fee, which is suitable for friends with poor health or chronic diseases.
. Children's critical illness insurance
Children's first choice critical illness product: Huixinan 2022
Huixinan 2022 is a critical illness insurance product for children launched by Guolian Life . It comes with additional compensation for critical illness in the first 30 years. It also has comprehensive protection for children's high-incidence special diseases. It is flexible in insurance. You can choose to cover for 30 years, up to 70 years of age or for life.
Overall, it has a high cost-effectiveness and is a critical illness insurance product worth buying for children.
4. Summary
Augustine said in " Confessions ": "The world is a book, and not traveling in life is like turning a page just like turning a page."
It is difficult to make the book of the world translated, but we can still try to turn a few more pages. Of course, before flipping a book, you must also learn to avoid risks to avoid flipping the book.
Finally, Big Bee Insurance reminds everyone that when choosing insurance products, you must first clarify your own needs and make choices based on various situations, such as budget, physical condition, etc.
The insurance requirements for different insurance products are different. Everyone must do their homework when choosing to avoid affecting claims in the future.
If you have any other questions, you can send us a private message at any time, leave your contact information, and make a free appointment with exclusive planning service.
