What information is needed to apply for claims?
The information required when applying for claims is not exactly the same for different insurance types.
Generally speaking, when making a claim, you must provide: insurance contract and the latest payment certificate, "Authorization Application" (you can refer to the "Authorization Application" for filling out the requirements, and "Authorization Application" for filling out the instructions), the identity certificate of the beneficiary or the identity certificate of the heir, the identity certificate of the insured, if you entrust someone else, you should issue a "Authorization Authorization" for filling out the requirements (you can refer to the "Authorization Authorization" for filling out the instructions), and the identity certificate of the principal and the trustee, etc.
When applying for life insurance death claims, you must also provide: a medical death diagnosis certificate issued by the county (inclusive) or above public medical institutions designated or recognized by the company, a household registration cancellation certificate issued by the public security department, a forensic autopsy report, and a cremation certificate issued by the funeral department (this point can be appropriately relaxed for rural areas that have not implemented cremation funeral management), and an insured party can be required to provide original hospitalization medical records (copy) or outpatient medical records according to the case needs.
When applying for a short-term insurance death claim application, you must provide: a diagnosis certificate issued by the company's designated or recognized public medical institution, a household registration cancellation certificate issued by the public security and judicial departments, a corpse examination report or judgment, and a cremation certificate of the funeral department. If it is a disease death, an inpatient medical record (copy) or outpatient medical record must be provided; if it is an accidental death of , an accidental accident proof material must be provided: a traffic accident should be issued by the traffic police department. A work-related injury death certificate should be issued by the labor department, and a criminal case should be issued by the criminal investigation department.
When applying for medical expense insurance claims, you must provide: the medical record, discharge summary, disease diagnosis certificate, original medical fee receipt issued by the designated or recognized medical institution of our company (the hospitalized must issue a detailed checkout list of hospitalized patients), and transfer certificate. If medical expenses occur due to accidental injuries, you must also provide supporting documents for the accident, such as the work-related accident appraisal issued by the labor department, the road traffic accident responsibility identification or criminal case certificate issued by the public security department, and the poisoning accident certificate issued by the health and epidemic prevention department, etc.
When applying for a major disease claim, you must provide: a diagnosis certificate and pathological report, electrocardiogram report, coronary angiography report, CT report and other examination reports related to the disease issued by the insured at a designated or approved medical institution of the company.
