Previously, a customer purchased critical illness insurance from Conveni Jun. Later, the customer had breast fibroids and asked if Conveni Jun could make a claim.
In fact, Conveni Jun was a little embarrassed.
told the customer that critical illness insurance did not cover benign tumors. Although the cost of
is not much,
, but in Conveni Jun always felt a little uncomfortable,
, because Conveni Jun always thought that since he bought insurance, when something really happened, he would always be able to compensate (a bit obsessive-compulsive disorder)
When he saw Hetai Super Mary 2020 Pro, Conveni Jun was very happy, benign tumors can finally be compensated.
01 What benign tumors are included? What benign tumors do
and Tai Super Mary 2020 Pro include?
What are the restrictions on price adjustment for these benign tumors?
1. In the specified location:
Spinal cord, heart, lung, liver, pancreas, kidney, bladder, ureter, testicles, esophagus, stomach, small intestine, large intestine , breast
2. The specified tumor occurs:
glioma, fibroma, hamartoma, rhabdomyoma, adenoma, papilloma, leiomyoma and polyps
3. In the specified location:
can only be hospitalized, not in the outpatient clinic;
4. The prescribed treatment methods are implemented:
can only be surgically removed, and cannot be "tissue testing, needle aspiration biopsy, cytology examination , aspiration, embolization, curettage"
02 What are the other characteristics and disadvantages?
and Tai Super Mary 2020Pro also include:
1. Insured person aged 0-40, an additional 150%
2 for the first 15 years of insured amount is given. The secondary compensation interval for malignant tumors is short, and the coverage is extremely high:
for the first time was diagnosed with cancer-1 year interval - new cancer;
for 3 years - cancer recurrence, metastasis, and continuous status - basic coverage is 120%;
for the first time was diagnosed with non-cancer-180 days - new cancer-120% basic coverage is paid
3. Innovative malignant tumors are paid in advance: malignant tumors are diagnosed for the first time, and malignant tumors are metastasized after 1 year, and the basic coverage is paid 30% in advance, and the policy continues to be valid.
No product is absolutely perfect. What are the shortcomings of Hetai Super Mary 2020Pro?
1. The maximum payment period is only 20 years.
2. Beneficiary tumors that do not contain female uterus, because this is relatively high in incidence
recommends you the most cost-effective insurance product, saving you 30%-40% of the premium. Please follow the WeChat official account: Convenience Insurance, and answer any questions online.
