Every National Day Golden Week, Badaling Great Wall will welcome many tourists. In recent years, tourists have shown an upward trend year by year, and this year it has exceeded 80,000, which is crowded and cannot walk. Thinking of "not being a hero without the Great Wall", and facing the scene of "looking inside and outside the Great Wall, there are crowds of people", I can only sigh: The beautiful mountains and rivers of the motherland are crowded with people!
Many people want to go abroad for vacation when they see so many people in China, but as a result, busy Chinese people are also common in well-known overseas attractions and duty-free shops. However, this still cannot stop our restless hearts, nor can it stop our traveling steps. But you have to know that holidays are also the peak period of accidents. In order to ensure our travel safety and to reduce the losses caused by accident risks, it is particularly important to buy a travel accident insurance .
Overseas travel insurance is becoming more and more popular. Japan, South Korea, Southeast Asia and other places are hot overseas destinations for domestic tourists to travel during summer, and outbound travel is in full swing. According to relevant reports, the number of Chinese citizens traveling abroad reached 120 million in 2015, but the penetration rate of outbound travel travel insurance is low, and the per capita premium is less than 1/25 of that in the United States. Among them, travel delays are the most frequent incidents of outbound travel in China, accounting for 77%. At present, the rescue capabilities of Chinese rescue companies cannot meet the growing number of people traveling abroad.
While traveling, don’t forget to buy travel insurance. Let’s learn about what travel accident insurance is. Travel accident insurance refers to the insurance liability that the insured should bear during the insurance period, during the insurance period, due to an accident caused by an accident during the accident or travel, or other protection items within the scope of the protection.
Compared with accident insurance, travel accident insurance is a more targeted travel insurance travel insurance . Although there are many overlapping parts between the two, the protection liability included in the tourism accident insurance is lenient than the accident insurance, except for ordinary accident insurance, death, disability, accidental injury medical treatment, accident hospitalization allowance and other protections. Travel accident insurance also adds protections such as emergency medical transportation, transportation and return fees, personal luggage, cancellation of journeys, journey delays, shortening of journeys, personal money and documents, and personal responsibilities. In terms of product selection, tourism accident insurance is more abundant and flexible. According to the travel period, destination economic development level, and the game projects and forms, we can freely choose products with different days of insurance period and insured amount to purchase insurance.
Not only does self-guided tours, self-driving tours, unit tours, outdoor tours, etc. need to purchase travel accident insurance, but friends who travel with group tours cannot ignore it. Even if the travel agency gives away accident insurance when joining a group, everyone should also ask about the specific coverage amount and coverage scope, and then weigh whether the risks can be covered or the insurance amount needs to be increased by purchasing separately.
At present, there are many insurance companies on the market, including China Life Insurance, China Pacific Insurance, Sunshine Insurance , Metropolitan Life Insurance , etc. As the number one life insurance company in the United States, Metropolitan Life provides services to tens of millions of individual and corporate customers around the world. In order to ensure the safety of customers, Metropolitan Life has been working tirelessly to pursue excellence and becoming the best-known company in the industry.
More and more people love traveling. In order for everyone to travel safely, Metropolitan Life launched the "E Youbao Accident Guarantee Rescue Plan" to ensure you have worry-free travel. All kinds of accidents will inevitably occur during the journey. Buy an insurance to give yourself more protection and enjoy the trip more with peace of mind!
