Reporter Zhao Bo
Help transportation companies to alleviate their difficulties, Qingdao will make another effort! Recently, the Qingdao Municipal Transportation Bureau and the Qingdao Municipal Development and Reform Commission jointly issued a notice to carry out the transportation "Credit Easy Loan" work in the city, and launch the credit loan "Transportation Loan" product for road freight logistics companies across the city. The credit limit is up to 10 million yuan per household, and the comprehensive financing cost is no more than 5%, helping to solve the financing difficulties faced by road freight logistics companies.
Transportation and logistics is the "main artery" that supports economic and social development, and it is also an important foundation for ensuring the normal life of the people and promoting the stability of the industrial chain and supply chain. In order to implement the decisions and deployments of the CPC Central Committee and the State Council on ensuring smooth logistics and promoting the stability of the industrial chain and supply chain, and in combination with the construction of the "Credit Transportation City", the municipal transportation and development and reform departments coordinated relevant financial institutions to launch credit loan "transportation loan" products for road freight logistics enterprises across the city.
"Transportation Loan" credit limit is up to 10 million yuan per household, and the comprehensive financing cost is no more than 5%. Enterprises screened through the big data model of Qingdao Credit Comprehensive Service Platform can be exempted from mortgage, and the financing period is no more than 12 months.
application conditions are: in principle, the enterprise has been operating for 12 months; in principle, the enterprise and the actual controller have good credit status, no major bad credit records, and have not been included in the list of serious breach of trust entities after inquiry by the "Credit China" website; the actual controller of the enterprise has no bad habits such as gambling, drug use, and does not involve private financing, etc.; the enterprise and the actual controller have no substantive risks involved in litigation; the enterprise has relevant qualifications required for operation and the qualifications are within the valid period; the enterprise's debt-to-asset ratio shall not exceed 70% in principle (this condition can be relaxed when the enterprise's operating conditions are good); the enterprise level participating in the quality and reputation assessment is 2A (including 2A) or above; dangerous goods transportation enterprises must meet: B-level or above in production safety credit evaluation, and the monthly assessment score of dynamic monitoring is 90 points (including 90 points).
Companies that meet the application requirements scan the QR code below on WeChat and fill in their financing needs according to actual conditions. This product does not charge any other fees except financing costs. Consultation hotline: 0532-88613373.
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