Postal Bank is a state-owned institution. It is the sixth largest state-owned bank after the five major banks. It is worth mentioning that the branches opened by Postal Savings Bank are ranked first in the country, mainly targeting the rural class, and its outlets are spread throughout every township. The fixed deposit interest rate of my country's postal bank has risen, and the deposit interest is higher than that of financial management? The annual interest rate is even more jealous!
Post Savings Bank inherits the original State Post Bureau and the postal financial business run by China Post Group. Generally speaking, people usually have an interest when depositing more than 2%. If the interest exceeds 3%, then the interest can be said to be very good.
The annual interest rate of annual savings deposits for postal is 2.03%, the spot interest rate for current deposits is 0.35%, the annual interest rate for the following year is 1.78%, and the annual interest rate for current deposits is 0.3%. The five-year fixed deposit rate for Postal Savings Bank is 2.75%, and although the interest rate for five-year large deposits is higher, it is at a maximum of 4.125%.
After changing the pricing benchmark, the interest rate of the first personal housing loan in the country cannot be lower than the corresponding LPR period; while the interest rate of the second personal housing loan cannot be lower than the corresponding LPR plus 60 basis points. In fact, we can think more about it. After all, the interest rates for banks are not exactly the same. When we make a fixed deposit, we can do some comparisons and then make a deposit. After the interest rate is adjusted, the deposit interest rates of employees' housing provident fund accounts will be unified and based on one-year fixed deposits, which shows that many people still like to deposit money in the bank. The biggest benefit of storing money in the bank is that it is safer, especially in today's turbulent financial market environment, where monetary funds have higher returns; it is also more secure and has more stable income than other financial products. For example, if 200,000 yuan is deposited in a year, the interest may be about 4,000 yuan, but if it is optimized, the interest may exceed 10,000 yuan.
