China Postal Savings Bank was officially established on March 20, 2007, and was established on the basis of reforming the Postal Savings management system. Many banks have begun to pay more attention to the development of personal finance. The interest rate on bank deposits is much higher than before. my country's bank savings rate has increased to 4.2%, higher than wealth management. The postal fixed deposit interest rate has been greatly increased, and the deposit interest is higher than that of financial management, and the annual interest is jealous!
City commercial banks have increased interest rates on large certificates of deposit and increased the average interest rate. Deposit interest rates have once again ushered in a new adjustment. It should be noted that savings will increase the interest on bank deposits. The deposit interest rate is determined based on objective economic conditions, currency circulation and market supply and demand, and takes into account the interests of all parties. In order to promote the growth of small and micro loans, the adjustments are implemented uniformly at the benchmark interest rate of one-year fixed deposits.
Central Bank lowered interest rates, and at this time everyone was more worried about the interest on mortgage loans and bank owner loans. In particular, the hard-earned money of most rural people is stored in Postal Savings Bank or rural commercial banks. What makes people wonder how much interest should be incurred? With the implementation of new asset management regulations, the guaranteed financial products issued by banks will gradually withdraw from the market, and the risks will increase accordingly.
China Postal Savings Bank annual savings deposit annual interest rate is 2.03% (the central bank benchmark annual interest rate is 1.75%), and the spot interest rate for current deposits is 0.35% (the central bank benchmark annual interest rate). The interest rate is 0.35%), the annual interest rate for the following year is 1.78% (the central bank's benchmark interest rate is 1.5%), and the annual interest rate for the current deposit is 0.3% (the central bank's benchmark interest rate is 0.35%). Postal Savings Bank five-year fixed deposit interest rate is 2.75%, and although the interest rate for the five-year large-denomination certificate of deposit is higher, the highest is also very high at 4.125%. After adjustment of
, the deposit interest rate of the employee housing provident fund account will be implemented uniformly according to the benchmark interest rate of one-year fixed deposit, currently 1.50%. If you find a way to save money, you can still get as much interest as possible. For example, if a 200,000 capital is deposited for one year, the interest may be about 4,000 yuan, but if it is optimized, the interest may reach tens of thousands.
