text/All talks about the real estate market (quanadcom)
The era is developing, my country's economy is also developing rapidly, the construction in cities is also constantly developing in a better direction, and housing prices are getting higher and higher, which has also made many people deterred from buying a house. However, in recent years, the country has come forward to regulate, and housing prices have also been controlled to a certain extent, which has made many people see hope of buying a house, but housing prices are still in a very high position. So buying a house is still not easy, but for such high housing prices, if we encounter sudden situations, the house is damaged or collapsed, do we still need to repay the loan?
I believe this problem is also something that many people want to know. Not long ago, the address occurred in , Yibin in Sichuan. I believe everyone knows that there was another magnitude 5.4 aftershock in Yibin last night. In fact, many cities in our country are in areas with frequent earthquakes, but we seem too small in the face of such natural disasters. I believe that when it comes to the word earthquake, many people will feel more afraid. Even if they have not experienced it, they have seen pictures or videos after the disaster on TV. The earthquake not only brings shaking, but also damage to houses. In severe cases, it may pose a threat to human life. Even so, many people still have a question. After experiencing an earthquake, the house collapsed, do you still need to repay the loan? Bank employees will tell you the answer!
Faced with the current high housing prices, it is not easy to be able to buy a house, but it is still difficult to buy a house with your own strength. Therefore, most people still rely on the power of banks to buy a house. So if there is an earthquake and the house is damaged or collapsed, what should we do? The answer from the bank staff is very simple. Even if the house collapses and you already need to repay the mortgage. Perhaps many people think this is too inhumane, but that's the rule. I believe everyone knows that when the loan is not paid off, the house does not belong to you. All you have is the right to use the house. Only when you pay off the loan and remove the mortgage from the house, the house belongs to you in the true meaning. So no matter what the reason is that there is a problem with the house, you need to repay the fee as stipulated in the contract.
Maybe the bank's regulations are indeed not humane enough, but maybe we can think about it from another perspective and feel better. No one wants such a thing to happen. There is no way to encounter it. But it is a relatively honor for you to be safe and sound after encountering such a big disaster. As the saying goes, there will be blessings in the future. You will have money and houses in the future, so don't pay too much attention to this issue. It is not easy to persist in creating for a long time. If you like this article, please like it to show your encouragement. If you like it, I will follow it, thank you.
