On the afternoon of June 18, the Xuchang Municipal Public Security Bureau of Henan Province issued a police information notice through its official WeChat account, saying that on April 19, 2022, the Xuchang Municipal Public Security Bureau investigated Henan New Fortune Group Investment Holding Co., Ltd. (hereinafter referred to as "Henan New Fortune Group") in accordance with the law. ") is suspected of major crimes and is under investigation.
China Business News learned that Henan New Wealth Group is closely related to the incident of Henan rural bank depositors being “given red codes” that has attracted widespread attention recently.
"It has been preliminarily found out that since 2011, a criminal gang headed by Lu, the actual controller of the company, is suspected of using village banks to commit a series of serious crimes. At present, the investigation of the case has made positive progress, and the public security organs have arrested a number of criminal suspects. Seize, seize, and freeze a batch of funds and assets involved in the case in accordance with the law. "The Xuchang Public Security Bureau said that the suspected criminal behavior lasted for a long time, there were many people involved, and the case was very complex. The public security organs will further increase the intensity of case investigation, prevent criminals from going unpunished and evade punishment, further increase efforts to recover stolen goods and recover damages, safeguard the legitimate rights and interests of the people, and timely release phased progress in case investigation.
"Lv" who started his career on the highway and engaged in large-scale bribery
China Business News found that the actual controller of New Fortune Group is Lu Yi, who has successively invested in and controlled many domestic cities through hundreds of companies across the country. Commercial banks, rural commercial banks and village banks. Among them, they include Yuzhou New Minsheng Rural Bank , Shangcai Huimin Rural Bank, Zhecheng Huanghuai Rural Bank, and Kaifeng New Oriental Rural Bank .
Since April 18 this year, Yuzhou Xinminsheng Rural Bank, Shangcai Huimin Rural Bank, Zhecheng Huanghuai Rural Bank, Kaifeng New Oriental Rural Bank, and Xinhuaihe Rural Bank headquartered in Anhui Province have all been unable to withdraw cash normally, causing some Savers panic.
Recently, various sources alleged that many depositors of the above four rural banks found that their health codes were "assigned red codes."
Although there is not much information about Lv Yi himself and his fortune in public information, in Henan's financial circle, Lv Yi is a "person" who is often mentioned, and a person who once had business dealings with him People in Henan's financial industry told China Business News that Lu Yi was born in 1974. Although he moved his nationality to Cyprus and introduced himself as Liberia's business and investment representative in China and chairman of Cyprus Avrosida Investment Group, His hometown is Nanyang, Henan.
And Lu Yi’s real first pot of gold came from the highway. On September 26, 2003, the foundation stone of the Lanwei Expressway in Henan Lankao to Shenqiu was officially laid. The actual controller behind the construction of Fanglanwei Expressway Development Co., Ltd. was Lu Yi.
This 61-kilometer highway has a total investment of 2.4 billion yuan, and Lu Yi also obtained the right to charge the highway for 30 years. In order to raise funds, Lu Yi mortgaged the highway toll rights to the bank and borrowed funds for road construction. Later, he used part of the funds to participate in financial institutions, and then mortgaged the equity of the financial institutions for financing. In this way, Lu Yi successively It has invested in many domestic city commercial banks, rural commercial banks and rural banks.
However, even as the New Fortune Group gradually grew, Lu Yi's name almost never appeared in the shareholder lists of these banks. His clues eventually appeared in some court judgments.
The Zhengzhou Intermediate People's Court disclosed in a criminal judgment issued on September 20, 2018, that in order to seek a loan, Lu Yi borrowed more than 9 million from Zhengzhou Bank Vice President Qiao Junan . Subsequently, in order to obtain more They took out loans and paid more than 23 million in bribes. Moreover, the two of them started a business of profiting from the interest rate difference. Qiao Junan was responsible for getting the bank approval, and Lu Yi borrowed the money and then lent it to some related companies. In this judgment, Lu Yi is identified as the chairman of New Fortune Group.
Also in this judgment, Henan New Fortune Group issued certification stating that Henan Hailing Industrial Development Co., Ltd., Henan Qiwang Industrial Development Co., Ltd., Henan Aerospace Home Appliances Co., Ltd., Zhengzhou Chaofan Office Equipment Co., Ltd., Zhengzhou Boaosen Companies such as Electric Appliance Co., Ltd., Shijiazhuang Wenhao Trading Co., Ltd., Nanjing Heshenghe Trading Co., Ltd., Henan Dingjia Industrial Development Co., Ltd., Henan New Century Investment Co., Ltd., and Zhengzhou Bojue Trading Co., Ltd. are all actually controlled by Lu Yi.
controls financial institutions through shadow companies
The series of "limited companies" listed in the above judgment are exactly a small part of the shadow companies used by Lu Yi to invest. It was through these shadow companies that Lu Yi penetrated into the financial industry and controlled or held a large proportion of shares in many financial institutions.
The 2020 annual report of Luoyang Bank shows that Henan Hailing Industrial Development Co., Ltd. is a shareholder of the bank, holding 3.53% of the shares.
Tianyan Check information shows that Henan Aerospace Home Appliance Co., Ltd. holds equity in Kaifeng New Oriental Rural Bank, Henan New Century Investment Co., Ltd. holds equity in Minquan Rural Commercial Bank, and Zhengzhou Chaofan Office Equipment Co., Ltd. holds Kaifeng Songdu Rural Bank. Commercial bank equity.
Zhengzhou Boaosen Electric Co., Ltd. also appears in many rural commercial banks and rural banks such as Yuzhou Xinminsheng Rural Bank, Runan Rural Commercial Bank, Shangcai Huimin Rural Bank, Zhecheng Huanghuai Rural Bank, Xinhuaihe Rural Bank, etc. in the list of shareholders.
Among the shareholders of Yuzhou New Minsheng Rural Bank, the one directly related to New Fortune Group is not only Zhengzhou Boosen Electric Co., Ltd., but also Zhengzhou Jianwen Trading Co., Ltd., another related company, also holds Yuzhou New Minsheng Rural Bank. 8.125% equity.
This means that by establishing multiple shadow companies, New Fortune Group will not only invest in multiple financial institutions through a certain shadow company, but also install multiple shadow companies in the same financial institution at the same time, eventually forming equity Concentration, so as to achieve the purpose of controlling or holding a large proportion of shares.
This also makes it full of suspense about who actually controls some of the rural banks.
For example, behind Xuchang Rural Commercial Bank, the major shareholder of Xin Minsheng Rural Bank in Yuzhou, there is the New Fortune Group. Xuchang Deyitian Agricultural Materials Co., Ltd., the nominal largest shareholder of Xuchang Rural Commercial Bank, can also be related to Henan New Fortune Group.
On the China Judgment Documents Online, a document titled "The First Instance Civil Judgment on the Equity Transfer Dispute between Zhengzhou Kaitai Trading Co., Ltd. and Xuchang Deyitian Agricultural Materials Co., Ltd." shows that on October 13, 2016, Kaitai Trading and the defendant Deyi Tian Agricultural Materials Company signed a "Share Holding Agreement". According to the agreement, Kaitai Trading entrusted Deyitian Agricultural Materials Company to purchase 7.0206 million shares of Xuchang Weidu Rural Commercial Bank, which was held by Deyitian Agricultural Materials Company on its behalf. Share subscription The payment is 23378598 yuan. Deyitian Agricultural Materials Company is only a nominal shareholder of , while Kaitai Trading Company enjoys actual shareholder rights and benefits.
Xuchang Weidu Rural Commercial Bank is the former name of Xuchang Rural Commercial Bank. Tianyancha shows that Yan Yong, the legal representative of Kaitai Trading, indirectly participates in Henan Haohong Machinery Equipment Co., Ltd., where Yu Zefeng serves as the legal representative. Yu Zefeng is the legal representative of Henan New Fortune Group and the major shareholder holding 80% of the shares.
In addition, Kaifeng Hengya Building Materials Co., Ltd. (hereinafter referred to as "Kaifeng Hengya") has never appeared in the shareholder list of Xuchang Rural Commercial Bank, but it was able to pledge the equity of Xuchang Rural Commercial Bank to external parties.
In 2016 and 2018, Kaifeng Hengya pledged 20,158,600 shares and 63,141,400 shares of Xuchang Rural Commercial Bank to Founder East Asia Trust Co., Ltd. and Huaxin International Trust Co., Ltd. respectively, which have been shown to be valid pledges so far. In the industrial and commercial information of
, the company phone number declared by Kaifeng Hengya is consistent with the aforementioned Henan Haohong Company. The legal representative of Henan Haohong Company is also Yu Zefeng.
It is through such intricate equity companies that New Fortune Group has penetrated into many domestic financial institutions, and through its shadow companies, it has become an invisible shareholder of these financial institutions, ultimately becoming an unstable factor that threatens financial stability.
