Foreword
Flexible employment personnel is actually a euphemism for people who do not have formal jobs. Since they do not have formal jobs, there is no unit to pay social insurance for them. If it is paid by individuals, the burden will be relatively large. In order to reduce this Some people who have been unable to find a job due to employment difficulties can also enjoy social welfare, and the state allocates special funds to subsidize this group.
What kind of people are those who have difficulty finding jobs?
This type of people are widespread across the country, because with the influence of various social factors, many people will find it increasingly difficult to find employment. Although the assessment standards vary from place to place, people who have difficulty finding employment are generally Refers to: people who cannot find a job due to disability or old age, or people who have been unemployed for a long time or are unemployed at home, as well as poor households in rural areas, manual workers with little education and skills, and families in difficulty who can only rely on subsistence allowances to maintain their lives. Stressed single-parent family members, graduates struggling to find employment, and other related persons. They are all people who cannot find a job or whose employer is unwilling to help them pay social security, but they also have the right to enjoy state welfare. Therefore, careful people can find that the country’s policies in recent years have been tilted towards this group of people. , ensuring that they also have the rights they deserve.
What are the standards for subsidies for this group of people?
In fact, it is the same as social security. Different regions have different subsidy standards due to different economic conditions. However, generally speaking, the state shares part of the costs borne by individuals. For example, the burden in Shanghai is based on the subsidy payment base (the lowest level ); in Hainan, the burden is 50% when the individual payment base reaches 60% to 100%; in Qingdao, there is no reference data and a direct subsidy of 500 yuan/month, but there is a maximum limit. The subsidy is higher in remote areas. For example, the subsidy standard in Qinghai is as high as about 70% to 80%.
Will there always be subsidies like this? Will there be a time limit if subsidies start?
After all, there are many people waiting for assistance, but the state’s special funds are fixed, so the duration of receiving this subsidy cannot exceed 36 months during the period of employment difficulties. Considering the difficulty of working for older people, if you apply for the first time , and if the application time is no more than five years before retirement, this subsidy can continue until the applicant retires.
As a result, a question arises in the minds of many people who meet the requirements: Is it better to apply for a 3-year (that is, 36 months) subsidy or a 5-year subsidy? Which one is more cost-effective? Woolen cloth?
If it is possible, I would definitely try to apply for this five-year subsidy. After all, you can get more money in 5 years overall. From a time perspective, 5 years looks much better than 3 years, not to mention that the social security payment base will be higher than when you first started working because you are approaching retirement. The same is 50%. The larger the base, the greater the amount of enjoyment will be, not to mention the extra two years. Therefore, from a base point of view, it is better to apply for a 5-year term.
If you apply for this five-year period, first of all, you can indirectly increase your personal social security benefits. After all, China has always encouraged paying more and getting more, paying more and getting more. Naturally, you can get more money if you pay for a longer period of time. For example, the basic pension is directly related to the payment period. Each additional month of payment can increase the fee. Imagine that if you don’t have money, you won’t have to pay. I paid it, but now I can pay it for two more years because of the state subsidy, which is very cost-effective after calculation.
Secondly, the payment period for medical insurance can be extended. Seeing a doctor can be more convenient, because in many areas of the country, the payment period for medical insurance is higher, which is much longer than for pension insurance. For example, the payment period for medical insurance in Hangzhou is at least 20 years, and the payment period for medical insurance in Beijing and Tianjin is required to be at least 20 years. 20 years, and men have to pay at least 25 years, and up to 30 years. Such a 5-year subsidy is very important for those groups who may not have enough money to pay for medical insurance. It's valuable.
Finally, applying later, that is, applying again when you are about to retire can actually eliminate some uncertain factors to a certain extent. If you have finished enjoying the social security subsidy early, if you encounter difficulties again when you are older, I am afraid you will no longer be able to enjoy such benefits. Therefore, only by applying again 5 years before retirement can you effectively avoid losses in this regard.
summary
From the overall situation, there are more advantages in applying for the subsidy for the last five years. But if it is really difficult to maintain normal life now, it is better not to resist, apply for welfare subsidies first, and get through the current difficult period. Maybe it will get better and better in the future, whether it is three years or more. Five years is the best option to really try it out for your personal situation.
