set up a "delayed payment" trap and took the seller's mobile phone as his own. The three men traveled to many places for more than half a month and committed 17 frauds, four of which occurred in Ningbo, and three citizens fell victim to the scam.
In-person transfer transaction, but the payment has not been received.
In March last year, citizen Xiao Dai reported to the police station, saying that he had been cheated. A man wanted to buy his mobile phone and agreed to make an in-person transfer transaction, but he never received it. money.
It turns out that Xiao Dai previously posted news about selling Apple mobile phones on a second-hand trading app. A man left a message for him, saying that he wanted to buy a mobile phone and asked for a transaction on the spot. On March 24, the two parties made an appointment to meet at a bus station. The man first used Alipay to pay. When he found that there was not enough money in the Alipay account, he called his wife in front of Xiao Dai and asked his wife to send her bank card number and password to her mobile phone for transfer.
Xiao Dai agreed to the other party's bank card transfer, and soon received a text message from the bank: " Our bank has accepted ***'s application to remit 8,199 yuan to your bank card account. Please refer to the actual fund arrival." . After that, Xiao Dai handed the mobile phone to the man. For safety, he asked the man to write a note and took a photo of the man's ID card as a certificate before leaving.
Half a day later, Xiao Dai called the man and asked him why the money had not arrived. The man said that the bank was closed and asked him to meet him at Gulou the next day to give him the money. Believing it to be true, Xiao Dai waited in the Drum Tower for a long time the next day. When he contacted the man again, he found that the other man had turned off his phone. Xiao Dai dialed another number left by the man. Unexpectedly, this number belonged to citizen Xiaomei. On the phone, Xiaomei told Xiaodai that she had sold mobile phones on an online platform. On the 24th, she had a face-to-face transaction with a man and was almost cheated.
After Xiao Dai called the police, the police verified the mobile phone number provided by Xiao Dai and found that Xiaomei was indeed one of the victims. Because he could not wait for the other party's remittance, he did not hand over his mobile phone to the other party at the transaction site. This Only escaped with .
A three-person gang committed 17 frauds in half a month.
After further investigation, the police discovered that on the same day that Xiao Dai and Xiao Mei were defrauded, two other victims also reported the case to the public security agency due to similar encounters. That is to say, That afternoon, a total of 4 sellers were deceived.
After further investigation, the police found that the same group of people committed the crime. The suspects Zhang, Deng A, and Deng B formed a partnership, rented a car in Chenzhou, and traveled to Ganzhou, Ganzhou, Nanchang, Hangzhou, Xiamen and other places, defrauding people everywhere they drove. They selected a local seller of Apple mobile phones on the second-hand platform, contacted the seller by phone, and requested a meeting to trade in the name of saving express fees and facilitating inspection. After Deng A drove Zhang and Deng B to the agreed place, Deng A and Deng B were waiting in the car. Zhang got out of the car and traded with the seller. In order to make the buyer believe that he could only use the bank For card transfer, Zhang even pretended to call Deng A and said, "Honey, why is there no Alipay money?" Deng A pretended to respond, "Husband, I have spent all the money, so you can use another bank card number. Now, I will send a text message with the card number and password to your mobile phone, and you can transfer the money with your bank card."
The seller next to him will generally not be suspicious after listening to this conversation. Then, Zhang uses his bank card to transfer money to the seller, and sets a delayed arrival during the transfer process. After that, the seller will receive a delayed arrival message. Account SMS . Many sellers will mistakenly think that the money has been received and automatically hand over the mobile phone to Zhang. Some sellers will ask why the payment is delayed, and Zhang will argue that inter-bank transfers will be delayed. In fact, as long as Zhang cancels the transfer within a few hours after the transfer, the seller will not receive the money.
Just like this, these three people committed 17 frauds in more than half a month, and 13 of them successfully obtained mobile phones. In order to prevent being discovered, Zhang and others used mobile phone cards, bank cards, and ID cards bought from others.
Second-hand transactions, beware of "delayed arrival" turning into non-account
Zhang and others deliberately defrauded others of their mobile phones under the guise of buying mobile phones, and have been suspected of fraud. At present, Zhang has been prosecuted by the Haishu Procuratorate. One of the remaining two people has been captured by a foreign judicial authority, and the other is on the run.
In real life, second-hand trading platforms do bring convenience, but citizens should also be more careful during the transaction process. Prosecutors said that when a buyer requests a face-to-face bank transfer, the seller must confirm that the money has been received in the account and the remittance is successful to ensure safe delivery.
received a text message from the bank on his mobile phone saying "Our bank has accepted ***'s application for remittance to your bank card account****. Please refer to the actual arrival of the funds." This does not mean that the money has arrived. , The other party may have set up a delayed transfer. As long as it cancels the transfer, the money will not be received.
When encountering such a situation,
must be more cautious!
Editor | Liu Xuezhen Editor | Shen Xin Liu Haiyi
Core Post | Zhang Jifeng Source | Ningbo Evening News
