1. Price
Low-end medical insurance: about 100-300 yuan a year
Million-dollar medical insurance: about 300-500 yuan a year
High-end medical insurance: ranging from 10,000 to 70,000 yuan
2. Amount
Low-end medical insurance: about 10,000 yuan, no deductible
Million medical insurance: about 3 million, with a deductible of about 10,000 yuan
High-end medical insurance: optional
3. Reimbursement scope
Low-end medical insurance Insurance: Class A and B treatment costs within the scope of medical insurance
Millions of medical insurance: Class C drugs outside the medical insurance catalog
High-end medical insurance: Covers almost all hospital types and all regions, all other treatment costs except expensive drugs
4. Restrictions
Low-end medical insurance: Most of them are placed in the portfolio in the form of additional insurance. The additional insurance for the main insurance has also been discontinued.
Million medical insurance: The actual application scenarios are very limited. It can only be used for limited serious illnesses, and the high insurance amount is a gimmick. , the average person has no need at all
High-end medical insurance: basically none
What are the differences between low-end, million-dollar, and high-end medical insurance? (Part 1)
What are the differences between low-end, million-dollar, mid-to-high-end medical insurance? (top)
