In order to speed up the implementation of the "Shanghai Action Plan to Accelerate Economic Recovery and Revitalization" and "Xuhui District Action Plan to Accelerate Economic Recovery and Revitalization", combined with Xuhui District 's current actual situation in fighting the epidemic and the construction of an inclusive financial development demonstration zone, Strengthen financial assistance to help enterprises, and specially establish the "2022 Xuhui District Enterprise Relief Financing Quota" to provide relief loans with preferential interest rates to enterprises in difficulty and small, medium and micro enterprises in the region that have been greatly affected by the epidemic, and provide discounts and interest rates . The specific declaration is as follows:
A quota is composed of
1. Some banks in the area provide loan lines to enterprises in the area. The loan can only be used for working capital needs within the borrower's business scope and cannot be used for fixed asset projects and various equity interests. Sexual investment and areas expressly prohibited by the state.
Cooperative banks include: Industrial and Commercial Bank of China , Agricultural Bank of China, Bank of China , China Construction Bank, Bank of Communications, Industrial Bank , China CITIC Bank , Shanghai Bank , Shanghai Pudong Development Bank, Shanghai Rural Commercial Bank , Ping An Bank , China Merchants Bank , Minsheng Bank , HSBC Bank , Jiangsu Bank , Postal Savings Bank , Bank of Beijing , China Everbright Bank , Ningbo Commercial Bank, Zheshang Bank , Xiamen International Bank.
2. The quota loan issuance range is from January 1, 2022 to September 30, 2022. The above cooperative banks are encouraged to increase the loan quota based on the planned quota and based on actual corporate needs.
3. Encourage other banks in the region to actively participate in anti-epidemic relief. If they comply with the standards for corporate bailout quotas, their loans can also be included in the "2022 Xuhui District corporate bailout financing quota." The total amount of financing will increase or decrease depending on the epidemic situation and corporate needs.
II Interest rates and terms
guide banks to issue relief loans with preferential interest rates, and the interest rates are lower than the one-year loan market quotation rate (LPR) in the same period. The loan period is determined based on the actual needs of the enterprise, with a maximum of one year.
Three interest subsidies
1. For loans issued within the quota, the loan interest rate is at least 30 basis points lower than the one-year loan market quoted rate (LPR) for the same period, and bank loans obtained through the guarantee of government financing guarantee institutions shall be based on the actual loan A 50% subsidy will be provided on the interest rate. The cumulative amount of interest-subsidised loans for a single enterprise shall not exceed 20 million yuan, and the subsidy period shall not exceed six months.
2. For loans issued within the quota, the loan interest rate is at least 30 basis points lower than the one-year loan market quoted rate (LPR) for the same period, and the loan is approved by the District Commerce Commission, District Science and Technology Commission, District Culture and Tourism Bureau, District Investment Promotion Office, Enterprises identified by the district finance office and other departments will be given a 50% subsidy based on the actual loan interest rate. The cumulative interest discount loan amount for a single enterprise shall not exceed 20 million yuan, and the subsidy period shall not exceed six months.
3. Other loans within the quota will be implemented in accordance with the "Xuhui District 2022 Annual Interest and Fee Subsidy Operation Standards", with a maximum subsidy of 40% based on the actual loan interest rate. The cumulative interest discount loan amount for a single enterprise shall not exceed 20 million yuan, and the subsidy period shall not exceed six months. months.
Enterprises need to meet the requirements for loans with a total annual tax payment of more than 500,000 yuan (including 500,000 yuan) and a normal repayment date no later than October 20, 2022. The enterprise must apply before October 31, 2022. For loans with a normal repayment date later than October 20, 2022, enterprises can apply in 2023.
Four guarantee subsidies
1. Support the government financing guarantee companies in the district and the district's "Huiqidai" policy financing guarantee business to expand the guarantee scale, provide financing and credit enhancement support to qualified small, medium and micro enterprises and individual industrial and commercial households, and further improve the guarantee Risk tolerance, expand the scope of financing guarantee support, and help enterprises in the region to secure first-time loans and renew guarantees and loan renewals . Guarantee institutions are encouraged and supported to lower their rates, and the average guarantee rate provided by district-level government financing guarantee institutions for enterprises in the region is reduced to less than 1% (inclusive).
2. For enterprises in the zone that are guaranteed by the district’s financing guarantee institutions and municipal policy guarantee institutions, the guarantee fee will be fully subsidized, with the maximum subsidy amount not exceeding 200,000 yuan.
Five application materials
Enterprise declaration should provide the following information and stamp it with the official seal.
(1) Interest subsidy:
1. Xuhui District Financial Development Special Fund Approval Form (Interest and Subsidy Fees) (Attachment 2);
2. Copy of enterprise business license ;
3. 2022 Xuhui District enterprise bailout financing quota for enterprises Recognition form (if any) (Attachment 3);
4. Copy of the guarantee contract signed by the bank and the guarantee company (if any);
5. Copy of the entrustment guarantee contract or guarantee confirmation (if any);
6. Copy of the loan contract ;
7. Copy of loan voucher;
8. Copy of repayment voucher;
9. Copy of interest calculation note;
10. corporate credit report issued by the Credit Information Center of the People's Bank of China ;
11. Others are required depending on the specific situation. data of.
(2) Guarantee fee subsidy:
3. Copy of the loan contract;
4. Copy of the guarantee contract signed between the bank and the guarantee company;
5. Copy of the entrustment guarantee contract or guarantee confirmation;
6. Copy of the loan voucher;
7. Return Copy of the payment voucher;
8. Copy of the guarantee fee invoice;
9. Enterprise credit report issued by the Credit Information Center of the People's Bank of China;
10. Other information that needs to be provided depending on the specific situation.
Six Declaration Process
In order to block the spread of the epidemic and reduce unnecessary outings, contactless declaration is adopted.
1. The enterprise shall send electronic application materials to the designated email address of the acceptance department ([email protected]) via email. Email requirements: Please unify the name of the attachment as "XX Company Interest Subsidy/Guarantee Fee Subsidy Application" and write it in the email Indicate the company name, contact person, and contact number in the text. At the same time, express delivery of paper application materials to the Financial Management Section of the Financial Services Management Office of Xuhui District, Shanghai (application materials for interest and fee discounts). Receiving address: Finance Room 704-707, Ganghui Building 2, No. 3 Hongqiao Road, Xuhui District, Shanghai Management Department, contact number: 33687771.
2. After receiving the application materials, the acceptance department will notify the enterprise by phone or email. If there are any questions during the review, we will contact you by phone or email.
7 Acceptance department and contact information
1. Acceptance department: Financial Management Section, Xuhui District Financial Services Management Office, Shanghai
2. Inquiry phone number: 33687771,
Teacher Zhang 13636677901,
Teacher Dong 18616518727.
8 Notes
If the same or similar enterprise-friendly policies issued by the central and municipal governments during the epidemic period overlap with this policy, the principle of "high priority and no duplication" shall be followed. For the same or similar content that has been supported by the city or the district's financial funds through other channels, in principle, support will not be repeated.
Attachment: Xuhui District bank contact person
Xuhui District Financial Office
