This year is 2022. According to the current laws in my country, a large number of men born in 1962 will retire if they turn 60 this year. In fact, if women are considered, the retirement age of women in my country is set to be 55 or 50 years old. In other words, a large number of

This year is 2022. According to the current laws in my country, a large number of men born in 1962 will retire when they turn 60 this year. In fact, if women are considered, the retirement age of women in my country is set to be 55 or 50 years old. That is to say, women born in 1972 will also have a large number of people born in the 1970s starting this year.

And do you know that in the next 10 years, we will usher in a very huge retirement wave. Why? Since the founding of New China, there have been about three baby booms in my country. The first was from 1950 to 1958 when the founding of the People's Republic of China, the second was from 1962 to 1975 after three years of natural disasters, and the ten years after 1981 after reform and opening up.

During these three huge baby booms, the population was the largest in the past decade from 1962 to 1975. On average, 25.83 million people were born every year. This number is amazing. You should know that this year we can only have 10 million people a year.

At that time, our fathers were 2.5 times that of ours, especially in 1963 we reached a peak. In that year, a total of 29.75 million people were born, nearly 30 million. The three baby booms laid us a huge population advantage, and also allowed us to enjoy the demographic dividend of for more than 40 years of reform and opening up. Our economy has developed extremely rapidly.

After so many years of development, we have heard that Japan is short of people. We have heard that South Korea is short of people, and basically never heard of my country’s short of people. When talking about my country’s population problem, we always feel that we have a population of 1.4 billion, and we have more than 700 million labor force. We are the country with the highest population advantage in the world.

And more importantly, our large population has received good education and long-term training. Not only is our population large, but more importantly, our population quality is also high, which has led to the rapid development of our country's economy in recent years.

Because talent is the most valuable factor, but of course anyone will age. This is a natural law. You will have to retire after you get older. Since this year, the majority of people born in the 1960s and 1970s have entered the retirement age. According to the birth population that year, since this year, more than 20 million workers have ushered in their retirement time every year, which is more than 200 million in 10 years, so it is obvious that we must take good measures to welcome the largest retirement wave in history.

And what impact will this retirement wave have on our economy? First of all, I am afraid that it will be difficult for us to gain the demographic dividend in the next few years. The population advantage is gradually decreasing, and we will also encounter the crisis of aging and birth reduction like Japan and South Korea. We will also face the problem of insufficient personnel in the future. Think about it, over the years, we have a title in the world called infrastructure maniac. If you want to develop large-scale manufacturing and large-scale industries, it will not work without a sufficient population base.

In the past 40 years, we have developed our industry more and more rapidly with the large population. In the future, we are obviously unable to rely solely on the superposition of people. We are likely to even introduce labor from overseas like Japan and South Korea in the future, especially in many key industries. We may really face the problem of insufficient staff in the future.

For example, in the construction industry, we have told you a very interesting phenomenon in the past. 10 years ago, when the average age of construction workers in my country was 35 or 36 years old. 10 years later, today, their average age is 45 or 46 years old. Will it become 55 or 56 years old in another 10 years? Very likely. This is because that group of people are always completing the construction industry.

How many parents born in the 1990s and 2000s are willing to let their children engage in heavy physical labor today? Many of our low-end manufacturing industries will definitely not be able to recruit people in the future, especially when generations of people born in the 1960s and 1970s who have been willing to endure hardships and have retired from their jobs, we really have to consider the crisis of insufficient staff.Today, we are facing both ice and fire in the employment market. On the one hand, we have more than 10 million graduates of colleges and universities this year, and it is extremely difficult to find a job, so many people go to the postgraduate entrance examination and take the teacher qualification certificate.

On the other hand, many blue-collar jobs are not allowed to be offered high salaries at all. With the development of my country's economy and the continuous increase in residents' income, more and more parents are actually reluctant to leave their children to engage in relatively hard work.

On the other hand, we have to consider one issue, which is the issue of pension. For individuals, we know that our parents born in the 1960s and 1970s have worked hard all their lives. At the age of 50, 55, and 60s, they can finally retire. When they are in their prime, they can receive a pension from the bank every month. Regardless of the amount, the life is guaranteed.

But the problem is that in the overall situation, more than 200 million people will retire in the next 10 years to receive pensions, so we have to worry about our pension system. The global pension system is actually operating similarly, that is, young people who are working pay a pension insurance every month. When they retire, they will pay for how much money they pay each month and how many years they have paid for, and how to calculate how much pension they can receive every month.

But in fact, pension accounts in many countries run with empty accounts. What does it mean? It does not mean that every money you saved during your 30 years of work will be actually paid into your account, and you will get money from the account to pay you a pension. This is not the case. We are a big water tank theory.

Young people who are working pay the pension, and this money will be used to pay pensions to those who have retired. So of course, when today's young people retire in 20 or 30 years, where does our pension come from? Our children and grandchildren pay pension insurance in the year they are fighting, and their money will pay us pensions. This is an effective way.

But the problem is that almost all countries in the world are facing a problem, that is, with the development of science and technology and the improvement of medical standards, the lifespan of the elderly is getting longer and longer, and a large number of people are unwilling to raise their offspring, so the pension system is at risk of collapse.

In the 1960s and 1970s, when Japan designed their pension system, the average life expectancy of Japanese elderly people was 75 years old, so Japanese design said that they would retire at the age of 60. On average, an elderly person can receive a 15-year pension after retirement. They pay about 30 to 40 years of pension insurance during their work. This system is completely operational.

However, today Japan is called the country of longevity. There are many centenarians on the streets of Japan. The average life expectancy of the Japanese is close to 90 years old, so when they designed it, they needed to receive a 15-year pension. In fact, a large number of people received more than 30 years of pension. In such a state, Japan's pension system was not enough to make ends meet.

So we see that over the years, Japan has been constantly adjusting its retirement age, from 60 to 65 to 70 years old, and even the Japanese official has proposed the so-called lifelong concept. For our country, it is obvious that sooner or later we will encounter the same problems as Japan. When our pension system was just established in 20 years, the number of elderly people over 60 years old nationwide was not too many. At that time, 4 to 5 young people paid pension insurance to support one retired elderly person.

However, after years of development, fewer and fewer people paying pension insurance, and more and more people need to receive pensions after retirement. The number of new pensions added every year exceeds 20 million, but how many people can truly enter the workplace and start paying pension insurance every year?

especially we have long realized that a large number of people born in the 1980s and 1990s and even 2000s are unwilling to get married and have children. Therefore, although we have successively opened , the second child, and the third child, the population birth figures are declining rapidly every year.

may not have a big problem in recent years. Each province has a large pension surplus. At the national level, we still have surplus. But 5 years later, 10 years later, when the entire generation of baby boom was born from 1962 to 1975, nearly 300 million people retired, our pension system may really be in big trouble.

Therefore, over the years, we have been constantly discussing the issue of delaying retirement . I do think from a global perspective, the retirement age of the elderly in my country is relatively low. Japan is almost 70, and Russia has long been adjusted to 65. Many European countries are 67 years old and 68 years old. Why do they raise their retirement age like this? Of course, on the one hand, with the development of science and technology, people have to use their remaining energy as they live longer, and the most critical factor is that their pension system has long collapsed if they do not adjust this way.

Of course, for my country, adjusting the retirement age is a very cautious thing. Although it has been discussed many times in the past few years, we have not come up with a practical plan so far. Why? We have said in the past that on the one hand, the real delay in retirement will make a large number of middle-aged and elderly people continue to occupy jobs, and it may be even more difficult to find jobs for young people.

On the other hand, we really have to consider that not every retired elderly person has a pension to get. There are many middle-aged and elderly people who do odd jobs who do pension insurance do not have an organization to pay for them. They are counting their days. I saw that before the age of 60, I had to pay pension insurance for a stable retirement life. In this state, if you have to delay it for a few more years, many people really can't stand it.

However, delaying retirement is indeed a very urgent problem. After all, starting this year, there are more than 20 million retirees every year, which is definitely a heavy pressure on the pension system. Of course, from another level, we also recommend that many elderly people who have just reached the retirement age can do some work by themselves. Indeed, our retirement age is a bit too low.

Especially for many female compatriots, we stipulate that female workers can retire at the age of 50, and those born in 1972 can retire this year. I think the post-70s generation is still quite young in the eyes of most people. If you say that you should be placed at the age of 50 in ancient times, it is indeed a half-district of the soil, but today it is definitely the age of young and strong.

So not long ago, there was a survey that more than 70% of middle-aged and elderly people near the retirement age said that they still have the intention to come out to work after retirement. I think this is probably a good thing. Male compatriots just over 60 years old and female compatriots just over 50 or 55 years old. If there is no chronic disease, they are energetic and physically strong. They can go out to do more or less work while enjoying retirement. It is okay to be rehired by the original unit to find a simple job that is not very physically dependent. On the one hand, this can indeed increase your income after retirement, and on the other hand, it can also alleviate the troubles caused by insufficient labor.

Especially not every retired elderly person has a high salary. Some people may often reach pensions of 70,000 or even tens of thousands of yuan, but there are still a large number of elderly people who have not paid pension insurance, which only costs one or two hundred yuan a month.

There are many elderly people who can only get two or three thousand yuan a month after retirement. It is really a bit stretched to live in a metropolis. So while you are still young, you will find a job and increase your savings in your later years. This is a good thing for the country and yourself. Therefore, I also hope that our company can create a better work space for these elderly people.