Zhoucun Rong Media News "Patents can also pledge financing , and intangible assets bring cash flow !" Recently, Zibo Kebang Energy Saving and Environmental Protection Technology Co., Ltd. successfully applied for an intellectual property pledge loan. Yang Sen, the head of the company, said that this low-cost working capital loan has truly solved the financing problems of enterprises. Not long ago, after learning about the difficulties the company faced, Hao Tao, an account manager of Zhoucun Rural Commercial Bank's small and micro loan center, immediately recommended "intellectual property pledge loan" to Yang Sen. Not long after, 1.5 million yuan of "intellectual property pledge loan" was successfully issued, solving the urgent needs of the company.
Since the beginning of this year, the district local financial regulatory bureau has focused on the expansion of credit supply, breakthroughs in capital market, and optimization of financial ecology, optimizing the financial "ecosphere", and taking multiple measures to help enterprises climb through obstacles, and continuously inject new momentum and new vitality into economic and social transformation and revitalization and leapfrog upgrades.
focuses on service entities and cultivates and unleashs the "irrigation canal" of corporate financing credit. The district local financial regulatory bureau has carried out pilot projects for entrepreneurship and innovation insurance, comprehensively improving the insurance industry's guarantee service functions, and further stimulating the enthusiasm of talents and enterprises to start businesses and innovate. Up to now, the company has invested 5 insurances with an insured amount of 154 million yuan and reviewed premium subsidies of 130,700 yuan. At the same time, we will optimize financial service methods, promote the shift of service barriers forward, innovate and create a "credit supermarket", move the traditional bank-enterprise financing model online, and effectively promote the increase, expansion and quality of financial services. Companies can choose the most suitable products for themselves based on their own financing needs and directly contact the bank to improve the convenience of obtaining credit and achieve point-to-point precise services. At present, 52 credit products including 12 banks in the region, covering various types of credit, mortgage and other types, have been launched.
"We also strengthened the linkage with banks, selected and strengthened the financial counseling team, actively connected with the demands of enterprises by household, provided enterprises with normalized, precise and comprehensive financial services, jointly carried out a series of publicity activities on the "Policies to Help Enterprises to Alleviate Difficulties in Town Office", actively promoted inclusive credit products such as , Bank-Tax Loan, and Qixin Loan, and accurately drip the financial and enterprise-friendly policies for enterprises." Zhang Yiming, deputy director of the District Financial Development Promotion Center, introduced.
grasps the capital market and creates a "power source" for corporate listing and listing. Through the "three batches", the district local financial regulatory bureau has gradually established a long-term mechanism for staging cultivation to form a good pattern of staging promotion. A batch of listed companies will be listed. According to the actual situation of the companies that have started listing, we will strive to assist enterprises in the selection of securities companies, issuing compliance certificates, and coordination of superior departments. A group of leading enterprises in the industry that are in line with the direction of national industrial development and have outstanding main business, high-tech enterprises with high product technology content and independent intellectual property rights, and technology-based small and medium-sized enterprises with strong business vitality and good growth will be included in the listing reserve resource library. Guide and standardize a batch, and in accordance with relevant policies and regulations for the listing requirements of enterprises, strengthen the guidance of standardized operations for enterprises that are starting or have completed the share reform and have initially met the conditions for listing and listing, and help enterprises accelerate the establishment of a modern enterprise system.
focuses on ecological optimization and weaving a tight "protection network" for financial risk prevention and control. The District Local Financial Supervision Bureau regularly pushes knowledge related to preventing illegal fundraising, especially anti-fraud in the field of elderly care through the WeChat official account, and carries out publicity activities such as "Keep the money bag and protect the happy family" and "Send peace during the Mid-Autumn Festival and protect the elderly care money with your heart", distributes publicity brochures and clarification papers, and explains in detail the knowledge of network security and elderly care anti-fraud. Carry out activities such as training on preventing and dealing with illegal fundraising knowledge for grid workers, and extend the publicity of preventing illegal fundraising.
"In the next step, the Zhoucun District financial system will thoroughly study and implement the spirit of the 20th National Congress of the Communist Party of China, put stabilizing growth in a prominent position, anchor the annual goal, and strive to strive for the financial industry to continue to play an important supporting role in serving the overall economic development of the entire district." Lu Yongqing, director of the District Local Financial Supervision Bureau, said.
(Zhoucun Media Reporter: Zhang Jingjing)
