On October 28, the 13th " Golden Tripod Award " award ceremony held by " Daily Economic News " was held in Beijing. Zhengzhou Bank won the award again and won the "Golden Tripod Award Annual Support Local Economic Development Award" for its outstanding performance in serving the local economy. For more than 0 years, Zhengzhou Bank has always taken serving the high-quality development of regional and supporting the development of the real economy and local economy as its mission, and actively supported the strategic deployment of national and provincial and municipalities, including " Central Plains Urban Agglomeration Construction", " Yellow River Basin Ecological Protection and High-Quality Development Strategy". Since the 12th Five-Year Plan, more than 2 trillion yuan has been invested in national strategies, key projects and real enterprises. The credit scale in 2021 has reached 7.65% of the market share of financial institutions in Zhengzhou's jurisdiction.
In 2021, focusing on the major deployment of Henan Province's "two guarantees" and the comprehensive implementation of the "Ten Strategies", under the scientific guidance of departments at all levels, Zhengzhou Bank proposed the "four new finances" covering "science and innovation finance, small and micro enterprise park finance, rural finance, and citizen finance" in the three strategic positionings of "commercial logistics bank, small and medium-sized enterprise financial service experts, and boutique citizen banks", and developed in a coordinated manner with the "five clouds" platform covering "cloud logistics, cloud transactions, cloud financing, cloud commerce, and cloud services". While achieving characteristic, professional and connotation-oriented development of , it provides high-quality financial services and solid financial support for the construction of a modern Henan.
Policy-based science and technology innovation finance helps to build an innovation highland
In April 2022, Zhengzhou Bank was selected as the operating entity of local policy-based science and technology innovation finance business by the Henan Provincial Party Committee and the Provincial Government. Zhengzhou Bank immediately established a Science and Technology Innovation Finance Division in its head office, and created a product system mainly based on "Science and Technology Talent Loan", "Stock Entity Loan", "Technology Loan", "Zheng Kedao", "Listing Loan" and "Gaoqi e Loan"; through the implementation of a "three specialties and five separate" operation mechanism of specialized institutions, full-time teams, focusing on science and technology innovation, separate accounting management, separate performance appraisal, separate risk tolerance, separate customer access, and separate credit approval, it stimulates the endogenous driving force to support the development of science and technology innovation enterprises.
Since the pre-credit customer marketing began on May 10, Zhengzhou Bank has delivered 3,740 pre-credit notices with a pre-credit amount of 30.85 billion yuan. Since April, it has supported 1,026 various technology-based enterprises with a total amount of 4.89 billion yuan, and supported 918 enterprises with a "individual to enterprise, small to standard, stock to stocks, and stocks to list" with a total amount of 8.90 billion yuan, with a total of 1,944 households with a total amount of 13.79 billion yuan. It has effectively allocated a large amount of financial resources to the innovation field, solved the financing problems of science and technology enterprises, and helped the innovative development of science and technology enterprises.
Small and Micro Enterprise Park Finance Accurate and Efficiently Help Enterprises to Alleviate the Difficulties
At the end of 2021, Zhengzhou Bank clarified the "three-year plan of 100 million goals" for small and micro enterprise park finance: that is, achieve an additional 10 billion yuan in investment, 100 park cooperation, 1,000 park cooperation, and 10,000 park enterprises to enter the park within three years. Up to now, Zhengzhou Bank has connected with all 271 small and micro enterprise parks in the province, of which 57 have started credit cooperation, and a total of 10.96 billion yuan has been provided.
Rural Finance Plays the music of inclusive finance
The clarion call of poverty alleviation sounded at the beginning, Zhengzhou Bank established the targeted poverty alleviation working leadership group, established the "3+1" targeted poverty alleviation model of "government, banks, enterprises + poverty alleviation targets", and actively guided financial resources to tilt towards rural areas.
When the focus of the "three rural" work shifted to rural revitalization, Zhengzhou Bank calibrated its positioning and took "rural finance" and "inclusive finance" as the starting point, and outlined the scenic spots of financial services for rural revitalization by building rural inclusive financial service points, launching the rural revitalization version of the mobile banking APP, and rural revitalization theme cards.
New Citizen Finance Helping the people live and work in peace and contentment
Since 2021, Zhengzhou Bank has released a series of new Citizen financial service measures, and simultaneously launched 12 new Citizen financial service measures to fully improve the financial services of new Citizens in the fields of entrepreneurship, employment, housing, elderly care, etc.
issue new citizen debit cards, issue new citizen exclusive financial products, and open a convenient processing channel for new employment form people, and handle postponed repayment of principal and interest for small and micro enterprises, individual industrial and commercial households, truck drivers and other groups that have been severely impacted by the epidemic, involving RMB 902 million...
Zhengzhou Bank has entered the market with heart and heart, lighting up the better life of new citizens with heartwarming services.
focuses on manufacturing and fulfills its responsibility and mission
While serving local economic development with the "four new finances", Zhengzhou Bank also supports the manufacturing industry to become bigger and stronger, and promotes the rise of the central region with high-quality development of manufacturing as the main focus direction, supports Henan to implement the industrial base reconstruction project, supports the construction of Henan Province's "556" advanced manufacturing system, and strives to cultivate high-quality development industrial clusters for manufacturing industry; supports green finance , actively responds to the national "dual carbon" strategic goal plan, implements the province and city's "green and low-carbon transformation strategy", actively explores new green financial services and product models, and conducts green credit business in an orderly manner. Since the 12th Five-Year Plan, 913 million yuan has been supported for ecological protection and high-quality development of the Yellow River Basin; the green credit balance is 2.106 billion yuan. The award of
is both an inspiration and a spur. Zhengzhou Bank will continue to bear in mind the original mission of serving the Central Plains, adhere to the main theme of financial inclusiveness, carefully polish the golden signboard of "market bank for trade and logistics, boutique citizen bank, and small and medium-sized enterprise financing experts", continue to be a good service provider for the real economy, and play the progress of Henan's high-quality economic development with the strongest sound of finance.
text/Shen Xiaoxu
