In the past two years, due to the impact of the epidemic and economic downturn, everyone feels that it is becoming increasingly difficult to make money! However, the hospital's business has never been affected by these factors, and the number of patients will increase. "Not to afford to see a doctor" is the pain point of all our grassroots friends.
A fan friend of the county town, the couple is a primary school teacher, each with an average salary of about 3,000 yuan. They have a 1-year-old baby who wants to buy insurance for three people and provide multiple insurances.
We strictly follow the insurance terms and share the insurance configuration plan with a realistic attitude. We feel it is valuable, remember to forward it to our friends around us. If you want to view the following insurance products, you can send a private message to share with everyone! !
Content of this article:
- Insurance configuration plan
- Write to the end
Protection details:
(click on the screen to enlarge, clearer)
Couple insurance: Medical Enjoy Worry-free + Zhong'an Comprehensive Accident Insurance + Darwin No. 6
Child Insurance: Medical Enjoy Worry-free + PICC Xiao Dingdang Xueping Insurance + Bumblebee No. 7
1. Insurance configuration plan
1) Couple Insurance Configuration
Parents are the backers of their children and the pillars of the family. It is recommended that couples buy insurance early and buy all.
million medical insurance , the first choice is worry-free, guaranteeing 20-year renewal and claims, and can be reimbursed for hospitalization due to accidents and diseases, with an annual insured amount of 4 million. If a family of 3 or more people are insured, they can share a deductible. The claim threshold is lowered and they will also enjoy a 15% discount!
Adult Critical Illness Insurance , first choice Darwin No. 6, with a coverage of 300,000 to 70 years old. Unfortunately, I got the serious illness in the contract and could pay 300,000 yuan, and the compensation was free to be controlled.
Adult Accident Insurance , it is recommended to choose Zhongan Comprehensive Accident Insurance, which can reimburse expenses for outpatient and hospitalization due to accidents. The reimbursement is not limited to social insurance, with a maximum reimbursement of 20,000 yuan, and a premium of 160 yuan per person.
Due to the low budget, life insurance will not be configured for the time being.
2) Children's insurance configuration ideas
1-year-old baby has weak resistance to disease, no safety awareness, fever, cold, and accidental falls occur.
million medical insurance , the first choice for medical enjoyment is worry-free, and I won’t go into details.
Children's Critical Illness Insurance , the first choice is Bumblebee No. 7, with a coverage of 300,000 yuan, and a coverage of 30 years. Unfortunately, I got serious diseases such as leukemia , and I can compensate 600,000-780,000 yuan, and the compensation is free to be controlled.
small medical insurance , the first recommendation is PICC Xiao Dingdang Xueping Insurance , with a maximum reimbursement of 3,000 yuan due to accidental treatment, a maximum reimbursement of 20,000 yuan for hospitalization in diseases, and a daily subsidy of 50 yuan for hospitalization in accidents and diseases.
to the end
When the income decreases, the risk resistance is reduced. The above insurance can solve the pain point of expensive medical treatment! If you have insurance issues, please feel free to write!
