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Generally speaking, the longer the deposit term, the higher the corresponding interest rate. Recently, the three-year and five-year time deposit interest rates of many banks have been inverted. On June 23, a reporter from China Times visited and found that among the five major ba
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Chinese people are famous around the world for their love of saving money. Our country’s savings rate reaches 44%, which is much higher than the global average of 29%. This is mainly because the income of middle-aged and elderly people is stable and their daily expenses are not l
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After doing a trial calculation on China Construction Bank's mobile banking, he found that if he deposited 100,000 yuan on a fixed term for 3 years, the annualized interest rate would be 3.15%, and he was expected to receive an interest income of 9,450 yuan after 3 years; but if
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A few months ago, the central bank announced a policy to lower deposit interest rates in 2022. Two-year, three-year, and large certificates of deposits were generally lowered by 10 basis points, resulting in a decrease in deposit income.
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I happened to be working near the Financial Street today and asked several banks about the three-year savings interest rates. CCB Ordinary 3.15% CCB said that there are no large amounts at present, only ordinary, or it may just be perfunctory for me.
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Generally speaking, the longer the deposit term, the higher the corresponding interest rate. Recently, the three-year and five-year time deposit interest rates of many banks have been inverted. On June 23, a reporter from China Times visited and found that among the five major ba
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Chinese people are famous around the world for their love of saving money. Our country’s savings rate reaches 44%, which is much higher than the global average of 29%. This is mainly because the income of middle-aged and elderly people is stable and their daily expenses are not l
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After doing a trial calculation on China Construction Bank's mobile banking, he found that if he deposited 100,000 yuan on a fixed term for 3 years, the annualized interest rate would be 3.15%, and he was expected to receive an interest income of 9,450 yuan after 3 years; but if
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With the rise of Internet finance, people's financial management methods are becoming more and more diverse. However, for many people, deposits are still the best choice, especially middle-aged and elderly people. Their overall risk tolerance is relatively low and it is difficult
What are the differences between time deposits, agreed rollovers, automatic rollovers, and withdrawals and rollovers by yourself?
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