The myth of “making wealth”
Jack Ma has been resounding throughout the mobile Internet era since 2008. Because of his creation of Alibaba, has become a super Internet giant with a trillion market value, and he himself has been the richest man in China many times. In the light of many auras, Jack Ma has become an idol in the eyes of young entrepreneurs. While
has been escalating its wealth, the 18 Arhats who started their business with Jack Ma have also become billionaires. It can be said that one person has risen to the sky. Z1z can be said that Ali has become a "rich-making" myth in Ma Yun's hands. The "myth" belonged to 6 years ago.
6 years later, Jack Ma once again set off a new round of "rich making" myth, because Ant Financial, which is valued at 2 trillion yuan, will soon be listed on the A-share market and the Hong Kong Stock Exchange under the leadership of Jack Ma. Due to Alipay's high market share in the domestic market, the popularity of Ant Financial's upcoming listing is also high and high, and the funds participating in Ant Financial's holdings announced on Alipay have also been snapped up.
all kinds of market behaviors seem to indicate that the global financial market will witness the birth of a new "super giant", and after this wave of listing, Ant Financial will also give birth to more wealthy individuals. But just before Ant Financial was preparing to go public, the myth of “making wealth” was suspended because Ant Financial’s listing plan was suspended.
was sold and helped count the money
and shortly before Ant Financial’s listing plan was suspended, Jack Ma, the actual controller of Ant Financial, was still bombarded at the second Bund Financial Summit on October 24. The bank’s "pawnshop thinking" and so on, when these videos were uploaded to the Internet, they were supported and supported by millions of netizens.
Not surprisingly, a large part of these million netizens should have purchased funds containing Ant Financial’s stock through Alipay. If these netizens learn the truth about Ant Financial’s suspension of listing, doesn’t know if it will not. Will there be a feeling of being sold and counting money for others?
has only one purpose:
. In fact, the reason why Ant Financial’s listing operation, which was short-lived, was stopped. There is only one purpose behind it, and is to reduce financial risks.
According to Huang Qifan’s public speeches, discovered that it had borrowed more than 3 billion yuan in capital and released more than 300 billion yuan in loans. The leverage between this has reached a hundred times, and high leverage naturally comes with high risks. However, these risks are finally passed on to ordinary users who purchase Ant Financial's stock through operation and layered conversion.
Although it is said that Ant Financial is in a positive development stage, and all businesses have complete development routes, , but any financial institution will have operational risks. Otherwise, why would there be a financial crisis in 2008?
The high-leverage model of Ant Financial brings higher financial risks in the market. Once there is a problem with any line in the operation of Ant Financial, the crisis brought by it is also huge.
and the regulatory agencies saw this, so they called a stop at the place where Ant Financial was the last step from the listing.
Summary
Everything needs to be viewed from two aspects. The existence of Ant Financial has indeed solved many problems for the society. For example, helps small and micro enterprises get loans quickly, promotes the construction of a mobile payment system and a social credit system. But creating a good aspect does not mean that Ant Financial can ignore risks and perform high-risk operations.
believe that everyone understands that the regulatory agency's suspension of operations this time is not to prevent the listing of Ant Financial, but to help Ant Financial to complete the listing more steadily. If
hadn’t stopped this time, maybe more Internet financial institutions would learn from Ant Financial’s high-leverage routine to operate. If this model goes more, it will eventually bring to the social financial system. There is a higher risk, which no one wants to see.
Do you think the suspension plan for the listing of Ant Financial is correct?
