Although my country's market economy reform has become more and more perfect, this does not mean that the living conditions of the entire society are absolutely fair. For example, those college students who have just entered the society will definitely enter the society in the accumulation of resources and wealth. , For another example, there are obvious differences in the income of employees serving the same industry. The gap between the rich and the poor still exists and is difficult to eliminate in a short period of time. That is to say, the rich will get richer and the poor will get poorer and poorer. But what is interesting is that with the development of the economy, a "new type of poor" has appeared in our society. These poor people say that they are poor but have a complete set of cars and houses, but they say that they are rich without even having a deposit of 10,000 yuan. Where did you go?
▲A new type of poor has appeared
A new type of poor has appeared in society
No matter what era, wealth is the main object of most people's pursuit. After all, in this money-first society, there is no money without money With the right to choose, this defect will not only make our lives stretched, but also make us lose all opportunities and make our living conditions deteriorate rapidly. We can’t refute the fact that there are poor people in society, but generally speaking, what we think of poor people is that they don’t have enough food to live in, and they don’t have a fixed home. But now there are more poor people with cars and houses in society. There is not a trace of poverty on the outside, but if you look at the inside, not only can they not come up with a deposit of 10,000 yuan, even their daily lives are not as comfortable as ordinary people.
▲The "new type of poor" without deposits
This makes us feel incredible. If we have a car and a house, can our living conditions be worse? But the facts tell us that it can! And it's worse than we thought. It seems to have a car and a house to live a carefree life, but just like the poor in the past, these new types of poor people have lost all the options they can choose. This is like a very outrageous paradox. Since you have a car and a house, it means that your social status will not be too bad, so as long as you continue to earn money, your life will naturally get better. People’s lives are messed up, it’s really hard to understand, and their lives will not be understood by the poor.
▲Poor people in the traditional sense
The new type of poor people are caused by buying houses
Find out the reason,The emergence of these new types of poor people has a great relationship with the current irregular real estate market in China, and the most important gathering places for these new types of poor people are those first-tier cities. For many young people, in order to find opportunities to struggle, they often like to work in big cities. After working here for a few years, some people think that they can buy a house of their own in such a first-tier city, even if it is handed in. The down payment is not afraid of losing money in the future. After all, the appreciation of houses in first-tier cities is still very obvious. It is precisely this unintentional concept of myself that has caused many people to fall into the first trap of the "new type of poor".
▲The new poor
The house in the first-tier cities will have a lot of room for appreciation. This is really not a truth, at least in many cases it is a truth. However, everyone has overlooked an important issue. The more room for appreciation, the higher the price. Especially for the first-tier cities, where the average house price is above 6 million, many young people do not have the strength to buy a house at all, and some people pay for a set after working hard for more than ten years in the first-tier cities. With a down payment of tens of millions of real estate, I also bought a scooter worth hundreds of thousands of dollars by the way. It is true that they have their houses and cars, but will their lives be happy in the future?
▲Buying a house trap
Buying a house means to bear the consequences
You should know that paying the down payment in the first-tier cities almost exhausts all the savings of those buyers. Under such circumstances, they work every month In addition to repaying expensive mortgages, the money earned is also part of the car loan. This kind of loan usually starts in 20 years, which means that they will continue to live like this for a long time. Even if the salary looks good to others, they still have to save money every month to repay the mortgage and car loans. Many people complain that they do not even have a deposit of 10,000 yuan, and they seem to be sitting on a thousand mansion houses. But it was these luxury houses that completely dragged them down. This is not an exaggeration. The fact is that it is so bad.
▲Self-built houses
Conclusion
Although people’s lives were not rich in the past,But at least you can build or buy a house for a relatively small price. Maybe the house is not big, but you can live in peace of mind. There are some savings in hand for emergencies. But now for those young people working hard in first-tier cities, especially those who have just paid the down payment, deposits are simply wishful thinking. Money is already very difficult to buy a house, and there is no way to ask for it after buying a house. My life can be changed for the better.
The new type of poor people are in such a situation where they have no money, but they hold tens of millions of real estate, and they will become multimillionaires when their mortgages are paid off, and their lives will become more relaxed; but if they are not poor, Apart from the house, they have no other wealth that can be obtained, and it is not easy to repay the 20-year mortgage. In this process, they are all poor people. In fact, in today's real estate market is very unstable and housing prices are so high, everyone still has to consider carefully when buying a house.
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