Recently, Jinan Municipal Finance Bureau, Local Financial Supervision and Administration Bureau, Industrial and Information Technology Bureau, and Private Economic Development Bureau jointly issued a document to increase the special loan quota of "Jinan-Rescue Loans" by 5 billion yuan to actively respond to the impact of the epidemic and economic downward pressure, and further increase relief assistance for small and medium-sized small and micro enterprises and individual industrial and commercial households.
In May of this year, four departments in Jinan City jointly issued the "Implementation Plan for Special Loans to Relieve Small, Medium and Micro Enterprises in Jinan City" and launched a special loan called "Jidan-Relief Loan" to solve the small liquidity shortage problem faced by small, medium and micro enterprises. The government provides full loan interest and guarantee fee subsidies for the special loan of "Economic Guarantee - Relief Loan", and the risk compensation is shared by both banks and guarantee parties at a ratio of 2:8. The market entity of the loan does not bear any loan interest and guarantee fees. There are no industry or asset restrictions on service recipients, and all small, medium and micro enterprises that meet basic conditions can enjoy it. Through the digital inclusive guarantee product model, "7×24" online financing services are provided. Each loan subject has a loan limit of 20,000 yuan, which is guaranteed by the government financing guarantee agency affiliated to Jinan Financing Guarantee Group. The term of a single loan is controlled within 1 year (including 1 year), free of interest and guarantee fees, and implements credit guarantee . This policy is a special support policy during the epidemic prevention and control period and does not involve previous and other policies. It will be implemented from the date of issuance of the implementation plan and will be valid for one year. (Source: new yellow river )
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