[New regulations on bank transfers: ATM transfers can be withdrawn, which has intercepted a fraud] The new regulations on bank transfers have been implemented from December 1st. The most eye-catching thing about the new regulations released this time is that the transfer through

[ New regulations on bank transfers: ATM machine transfer can be withdrawn, which has intercepted a fraud ] The new regulations on bank transfers have been implemented from December 1st. The most eye-catching thing about the new regulations released this time is that the transfer through the ATM machine has changed from the original real-time arrival to the 24-hour arrival. During this period, the transfer operation can be revoked, which is equivalent to providing a "regret medicine" to consumers' transfer operations. So how is his effect? ​​It will be immediate! The first day of the new regulations. Banks successfully blocked the first ATM transfer telecommunications fraud. This morning, a man came to a branch in Zhangjiajie and said that he received an unknown call. He mistakenly thought it was a friend and transferred 28,000 yuan across banks according to his account. The bank helped him handle the transfer and withdrawal business within 10 minutes. This is the first ATM transfer fraud in China that was successfully intercepted on the first day of the implementation of the new bank account management regulations.

How is the implementation of the bank on the first day of the new policy? Beijing Business Daily reporters divided into multiple channels to conduct on-site investigations into the implementation of multiple banks. After investigation, it was found that almost all banks' ATM transfer systems have changed the arrival time and will be received 24 hours later, and most ATMs have scrolling prompts on the screen. For example, the homepage of the ATM machine of Ping An Bank shows, "The self-service equipment transfer can be revoked within 24 hours. The individual transfers to non-name accounts and arrives in 24 hours." A staff member of the Bank of Communications branch added that if the transfer is to his or her interbank card on the ATM machine, the payment can still be arrived in real time.

However, Beijing Business Daily reporters also found that although some banks have been renovated the ATM transfer system, there is no prompt on the device screen. For example, a joint-stock bank ATM machine has no reminder of the arrival time during the entire transfer process. A staff member of the bank said that the new regulations have just begun to be implemented on December 1, and the prompts for ATMs have not been changed.