ATM machine has entered our lives since the last century. For more than 20 years, it has become the channel where many of us have the most contact with banks. Especially when I was still studying, I just got 200 yuan when I went to the bank. Compared to queuing up to get the number and queuing up to fill out a bunch of orders that I couldn't even understand when I was rolled by the security guard, it was better for the ATM to come faster and more comfortable. Although , Alipay, and WeChat are increasingly occupying our lives, and the "cashless" society may be implemented, many people still feel that it is more at ease to have hundreds of dollars of cash on them, and so do I. So, whenever there are only a few coins left on my body, I will still withdraw 200 yuan from the familiar ATM.
Now many banks have supported card-free withdrawals
because in most cases, in ATM, they only withdraw a few hundred yuan in living expenses, and no matter how much they are, they are only a few thousand yuan. So until I came to work in the bank, I didn’t know that ATM had any withdrawal limits. When I work at the outlet, people often can't withdraw money from the ATM, and they don't bring their ID card, so they can't get enough cash, which will delay things in vain. Therefore, it is also helpful to understand the deposit and withdrawal limits of ATMs.
When using ATM, be sure to keep your password properly
ATM withdrawal limit. The total withdrawal amount of each bank card on the ATM per day cannot exceed 20,000 yuan. And it is not limited to a certain ATM. No matter how many ATMs you use, which bank's ATM you use, or even go out of the province to withdraw, as long as the total amount reached 20,000 yuan that day, you will not be able to withdraw money from the ATM.
Bank counter withdrawal limit. What should I do if cannot be retrieved on ATM? Just go to the manual counter. If you bring your ID card, you can get it within 200,000 yuan. If you have more than 200,000 yuan, you need to make an appointment in advance, but in fact you can change to another outlet and get it again. If you don’t bring your ID card, you can only get less than 50,000 yuan, but you can also go to another outlet to get another 50,000 yuan, and the counter won’t know.
ATM deposit limit. Most banks do not set deposit limits, but they can only put 10,000 yuan into the machine at a time, so depositing 50,000 yuan requires 5 operations. However, some banks, such as Agricultural Bank of China, stipulate that each card can only deposit up to 100,000 yuan per day with ATM. The specific regulations of each bank are not unified and separate consultation is required.
ATM withdrawal accident, don’t walk away, call customer service on the spot
hope this little knowledge can be helpful to everyone.
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