We may encounter this situation. When transferring money to others, the bank reminds the transfer amount to be limited. What should we do if we encounter this situation? If the ATM transfer function is not enabled, it is impossible to transfer money to ATM. Our bank card and ATM

We may encounter this situation. When transferring money to others, the bank reminds the transfer amount to be limited. So what should we do when we encounter this situation?

First of all, you have to determine the reason for the restriction of the transfer limit. Take our bank as an example

1. has not enabled the ATM transfer function, so it is impossible to transfer money in ATM. Our bank card and ATM transfer function are not enabled by default.
2. has opened mobile banking. If there is no special application, the default daily transfer limit is 50,000 yuan.
3. transfers frequently and are determined to be illegal or suspicious by the bank, so the transfer amount or transfer function is restricted.

For the above reasons, we give countermeasures

• If the transfer function is not enabled, you need to bring your original ID card and bank card to a nearby card issuing bank outlet, and apply to enable the transfer function. Individuals cannot apply for self-service activation online or on their mobile phones. This is to protect the property of depositors.
• has opened mobile banking or online banking, with a daily transfer limit of 50,000 yuan, which is easier to deal with. In the security center of mobile banking, find limit management and apply for an increase in limit. After facial recognition is passed, set a large-value transfer password yourself, and generally you can increase the daily limit to 250,000 yuan. If you want to increase the limit, you can only bring your ID card and bank card to the issuing bank outlet.
• If the transfer limit is restricted by the bank system due to frequent transfers or suspicious transactions, the customer can call the bank to explain the situation. After the bank lifts the risk control, the normal transaction limit should be restored. If you need to go to the outlet to explain the situation, you need to bring your original ID card and bank card.

In fact, banks set limit management not to make things difficult for customers. For ordinary people, it is not recommended to pay too much money to pay off a single-day transfer quota. It is based on the reasons of maintaining financial order, cracking down on illegal behaviors, and protecting customer assets security.