In recent years, domestic tourists have been very enthusiastic about going abroad! According to statistics from relevant departments, the total number of outbound travelers in China reached 120 million in 2015.
If you go abroad with a tour group, many tour groups will help you buy a travel insurance. And if it is a free travel, maybe many people will forget about traveling completely!
At present, among outbound tourists, the proportion of Chinese tourists who actively purchase travel insurance is very low. In addition, the "China Outbound Travel Outbound Safety Report" released at the China Overseas Travel Risk Management Forum shows that the penetration rate of outbound travel insurance in China is low, and the per capita premium is less than 1/25 of that in the United States. In other words, the per capita premium for travel in the United States is 46 yuan, while the premium for Chinese is only 1.8 yuan. 1.8 yuan is almost the money for a sugar popsicle ice!
Many experts believe that the low penetration rate of outbound travel insurance is because Chinese tourists have poor insurance awareness; on the other hand, the reason is that the travel agency’s safety notification work is not in place.
In fact, travel insurance is a blue ocean to be developed. The "China Outbound Travel Safety Report" predicts that based on the per capita premium of 65 yuan, the outbound travel insurance market size will reach about 9 billion yuan in 2016, and will reach 12.5 billion yuan in 2020.
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