Welcome to the logical statement.
Due to the spread of the new crown epidemic around the world, many people have suddenly been isolated due to some unexpected events. For example, we also talked to you two days ago that there was a flight from Sanya to Shenyang that was landing in Changchun due to heavy fog in Shenyang. The whole cabin was full of emotions. Everyone said why did your airline land to Changchun? Don’t you know that there are multiple medium- and high-risk areas in Changchun now?
My itinerary code has changed color when I returned to Shenyang from Changchun. The epidemic prevention agency in Shenyang will require me to be quarantined for 14 days. I have to pay for these 14 days. I can’t go to work yet. It is very likely that the company will deduct my salary. My unrestrained disaster has really suffered too much!
Not only that, people often travel to a certain place. When you just went to that place, there was an epidemic, you had to be isolated. When you just went to your hometown, there was an epidemic, and you had to be isolated. Many of these quarantines like are mandatory, some are at their own expense, and some are free. Even if it is free, it will be really difficult for you to stay for these 14 days. Moreover, you may not be able to start a job in the past ten days, and you will have no income.
So what should I do? In response to the epidemic, this is indeed a sudden unexpected event. Some insurance companies are really good at doing business, and they launch quarantine insurance in a timely manner. There is such an insurance company in Taiwan, my country. People have introduced two standards for this type of insurance. One is NT$250 NT$8, and the other is NT$500, which is about NT$50 or NT$100.
After you buy insurance, at any time you receive a notice from the local health department due to the COVID-19 pandemic, you will be forced to quarantine from now on. The insurance company will immediately compensate you NT$50,000 or NT$100,000, , which is about NT$10,000 to NT$20,000.
spent NT$500, and if something happened, it would be compensated NT$100,000. It's about 200 times, and the compensation ratio is OK. Many people have calculated the accounts. Your NT$500 is just over NT$100, but after spending this money, once you are quarantined, you will be compensated by nearly NT$100,000! Then, for the past ten days, you spend your own money and have a meal, and the salary you cannot receive due to quarantine, your 100,000 is more than enough.
So this insurance type was particularly popular once it was launched in Taiwan, my country, and more than 200,000 copies were sold in just a few days. To be honest, the epidemic situation in Taiwan in my country is also well managed. It has been zero confirmed cases for a long time, but after January, more than 10 confirmed cases suddenly broke out in Taoyuan Hospital, resulting in 5,000 people being forced to be quarantined at home.
So the people of Taoyuan thought, this is really not sure that I will be isolated one day, so I will buy this insurance before the quarantine. To be honest, this type of insurance is really beneficial for places like Taiwan, where there are few cases of outbreaks and few people are forced to isolate. , but if this insurance type is to be sold in the United States, it will be troublesome, and the insurance company will probably lose money.
So I suggest that some domestic insurance companies can also consider introducing such insurance, because after all, the epidemic prevention situation in many northern cities is still very serious. Once they are quarantined at home and ordinary people buy this insurance, it is definitely a useful supplement.
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