Super Mary No. 6 Critical Illness Insurance has been on the market for half a year, and it is so popular! Are there only a handful of serious illness insurances that can challenge it? Is it that magical? Let's find out!
We strictly follow the terms and with a realistic attitude, we evaluate Super Mary No. 6. I feel it useful. Remember to forward it to the friends around us.
Content of this article:
- Super Mary No. 6 critical illness insurance features
- policy verification and claims
- insurance precautions for insurance
- How to buy
- cost-effective?
protection is as follows:
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Super Mary No. 6, the advantage is that it has high cost performance, the disadvantage is that it can only be protected for life, and cannot be protected until the age of 70. The insurance age is 28 days to 55 years old.
1. Super Mary No. 6 critical illness insurance features
1) Severe illness + moderate illness + mild illness (required)
- 110 serious illnesses can be compensated 100% basic coverage;
- 25 moderate illnesses can be compensated 2 times without grouping or intervals, and 60% basic coverage will be compensated each time;
- 50 mild illnesses can be compensated 3 times without grouping or intervals, and 30% basic coverage will be compensated each time.
2) Disease care fund (optional)
60 years old, an additional 100% insurance amount will be paid for severe illness; before the age of 60, an additional 20% insurance amount will be paid for moderate illness. No mild symptoms and additional compensation.
If the insured amount is 500,000 yuan, if you are diagnosed with a serious illness before the age of 60, you will be able to compensate for an additional 500,000 yuan, and you can compensate for a total of 1 million yuan. For many families, it is undoubtedly a timely help.
3) Severe Illness Recovery Insurance (Optional)
60 years old, after the first diagnosis of a critical illness, after the interval of 3 years, the same critical illness (different parts) or other critical illnesses are diagnosed again. An additional 80% of the insurance amount can be paid to ensure that different serious illnesses, the same critical illnesses recur, metastasis, and new occurrence are not guaranteed. It can also be superimposed with cancer allowances and paid at the same time to obtain higher claims!
4) Cancer allowance (optional)
The first malignant tumor is still in a malignant tumor state after 1 year. The basic insurance amount is paid for 40% of the insurance policy year. The cumulative number of payments is limited to 3 times, and the interval between each payment is 1 year.
Severe status of malignant tumors includes the following situations:
- new malignant tumors (severe) unrelated to the previous malignant tumor-severe;
- previous malignant tumor (severe) recurs and metastasis;
- previous malignant tumor (severe) still persists.
Super Mary No. 6 has flexible guarantee responsibilities, low fees, and extremely cost-effectiveness of basic responsibilities!
2. Insurance policy verification and claim
Insurance policy verification . After successful insurance, please follow Hetai Life’s official Weibo (hetai-life) or log in to Hetai official website (http://www.htlic.com). You can verify authenticity, or download electronic insurance policies and electronic invoices.
If you need a paper warranty policy, you can apply through Hetai Life's official Weibo (hetai -life) or call the company's customer service number at 40-666-5858.
Claim , follow Hetai Life’s official microblog (hetai-life), and after completing the registration, apply online through the “Service Center-claim Service”. After the insurance company passes the review, the claim will be transferred to the applicant’s designated bank card account.
3. Precautions for insurance
1) The insurance limits are also different in different age groups:
- 0-40 years old insurance limit is 500,000
- 41-45 years old 400,000
- 46-50 years old 200,000
- 51-55 years old 10 10,000
- 28 days-40 years old, the insurance amount is ≤300,000
- 41-45 years old, the insurance amount is ≤200,000
- 46-50 years old, the insurance amount is ≤100,000
- 51-55 years old, the insurance amount is ≤50,000
2) The maximum insurance amount for Heilongjiang, Jilin, Liaoning and Inner Mongolia is limited to the four regions:
4. How to buy it to be cost-effective?
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1) Low budget: be sure to choose responsibility;
2) Medium budget, pursue additional guarantees: basic responsibility + disease care fund, basic responsibility + disease care fund + critical illness recovery fund, basic responsibility + critical illness recovery fund + cancer allowance;
3) Adequate budget, pursue comprehensive guarantees: basic responsibility + critical illness recovery fund + disease care fund + cancer allowance.The combination of
or above is for reference only. You can choose according to your actual situation.
to the end
Super Mary No. 6, with relatively comprehensive protection, few bindings and flexible configurations. In addition to the budget for insurance for critical illness insurance, it also needs to be combined with the protection needs.
If you have insurance problems, please send a private message to the security department at any time and you will be replying!
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