Focus on the Wuhan real estate market together. The real estate market has ushered in a number of major favorable policies around the National Day . Driven by intensive policy adjustments, will home buyers in Wuhan speed up their get-to-go?
reporter saw in a property in Jiangxia District, Wuhan that although has been after the holiday, consumers have come to the sales office to view houses, most of which are people who need to buy houses . According to the staff, although the project is a finely decorated housing project that opened in 2019, it has not yet been liquidated. " sold a total of 87 units in September, and we sold almost 70 units overall during the National Day holiday, and sales volume has recovered." Monitoring data from China Index Middle Index showed that during this year's National Day, the total transaction area of newly built commercial housing in Wuhan was 56,600 square meters, and the average daily transaction area of decreased by 36% compared with last year's National Day holiday.
In Wuchang District, Wuhan City, the reporter learned from the real estate agency that the prices of second-hand houses in Wuhan currently have dropped compared to before, but the transaction volume is still not satisfactory. A staff member of a real estate agency told reporters that the price is basically controlled from 23,000 to around 20,000. Under the influence of the general environment, the source of funds in people's hands has decreased, and few people will choose to invest in real estate. Only customers who replace or need it will buy a house.
Director Li of the China Index Academy said that from the perspective of market transactions, the entire (real estate) market is indeed relatively sluggish in recent months, including after the previous "Golden September" passed, has sold less than 8,000 sets of in Wuhan. A total of 470 sets of were sold in seven days on National Day.
At the same time, many new real estate policies in frequently released around the National Day. will lower the interest rate for the first personal housing provident fund loan by 0.15 percentage points, and the interest rates for less than 5 years (including 5 years) and more than 5 years will be adjusted to 2.6% and 3.1% respectively. In addition, after the second-hand house is sold, the 1% personal income tax paid when selling the house can be refunded within one year. The down payment ratio of the second house has dropped from 50% to 40%, and the interest rate of the first commercial loan is temporarily reduced by the end of 2022, etc. .
On the last day of the National Day holiday, news that provident fund loan amount has increased again stormed the circle of friends . The customer service staff of Wuhan Housing Provident Fund Management Center told reporters: The current maximum loan amount for the first home of or the pure provident fund loan is 900,000 (yuan), but the commercial loan to the provident fund loan for the first home is still 700,000 (yuan). The current amount of the second home is all adjusted from 500,000 (yuan) to 700,000 (yuan) .
In this regard, industry insiders said that this combination of punches is to stimulate the real estate market. Director Li added that the new policy is indeed good news for many families with who are in a hurry to live in . It can directly reduce the cost of buying a house, and the interest expenditure has a positive promotion effect.
Then for this series of new housing market policies, citizens also have different opinions. "'s current policy is to encourage everyone to buy a house, but they are still waiting and watching, and there is more support for ." "The lower the interest rate of , the more people buy a house, the more people buy a house, and they don't buy a house, and they may continue to fall. "It's really a good thing for people who have a real need to buy a house, which reduces the pressure on some people. ."
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