The compensation standard for vehicle accident scrapping insurance needs to be made by the insurance company based on the specific degree of vehicle scrapping.
Because the amount of vehicle scrap insurance claims is relatively large, the review procedures for vehicle scrapping are relatively strict, and they are all determined according to scrapping standards. It is not possible for the car owner to submit a vehicle scrap insurance claim application. For some small traffic accidents, it is generally mainly to compensate for vehicle repair costs, and the insurance company will calculate the corresponding car repair costs. Find the French Open reminder: If the vehicle scrapping standards meet, the insurance company will make claims in accordance with the contract regulations.
How long does it take to compensate for vehicle accident scrap insurance?
Vehicle accident scrap insurance compensation take about one month.
"Regulations on Compulsory Insurance for Motor Vehicle Traffic Accidents"
Article 28 If an insured motor vehicle has a road traffic accident, the insured shall apply for compensation from the insurance company. The insurance company shall inform the insured in writing about the compensation certificate and information that it needs to provide to the insurance company within 1 day from the date of receipt of the compensation application.
Article 29 The insurance company shall make a verification on whether it is an insurance liability within 5 days from the date of receiving the certificate and information provided by the insured and notify the insured of the result; if it is not an insurance liability, the reasons shall be explained in writing; if it is an insurance liability, the insurance liability shall be compensated within 10 days after reaching an agreement to compensate the insurance liability with the insured.
The specific processing procedures for car mortgage loans are as follows:
1. The lending institution receives information provided by the applicant;
2. Conducts home visits, surveys and estimates the vehicle value;
3. The lending institution preliminarily reserves the loan amount;
4. Processes entrusted notarization and loan notarization;
5. The lending institution collects relevant documents of the applicant;
6. Processes mortgage registration procedures;
7. Release.
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