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Now, not only is the cost of raising children getting higher and higher, but the beginning of countless money is the beginning of countless money, especially when giving birth. Although the cost of giving birth is not too high, it is only for the baby to give birth. If it is a caesarean section, it means that the cost will be much higher than that of natural birth. The increasingly popular painless delivery Some places do not reimburse the medical insurance at all.
In order to save money, he insisted on natural delivery and almost fell on the operating table
Nowadays, when many pregnant mothers are confused about whether they are suitable for natural delivery or caesarean section, the main consideration is whether they are suitable for natural delivery or natural delivery. However, more than ten years ago, especially in rural areas, the reason why many mothers chose natural delivery was not just for the good of their children. An important reason is that natural delivery is cheaper than caesarean section.
About ten years ago, my neighbor Zhang from my hometown gave birth to a baby. At that time, the child had exceeded the expected delivery date for more than ten days. Later, after the stomach finally moved, the child was a little bit and the position of the child was a bit . Because the conditions at the family were in difficulty at that time, Sister Zhang insisted on giving birth naturally and even cried and begged the doctor. Although the child and the adults were safe in the end, Sister Zhang still felt a little arrogant when she recalled.
Before giving birth, you can save a lot of money by applying for this insurance in advance. Many parents ignore
Now, no matter which way to give birth, this money is not difficult for most families. No matter how to give birth, no one will joke about life, but it still has a burden for many families. However, the national welfare system is becoming more and more perfect, especially in social security. Among them, maternity insurance is related to childbirth, but for some reason, many people ignore this. In fact, maternity insurance can help families save a lot of money.
1. How much money can maternity insurance save?
Whether men or women, they have maternity insurance. For female employees, maternity insurance is divided into two parts. The part is maternity medical expenses , which includes outpatient expenses and production expenses. The prenatal inspection is about 400 yuan, and the expenses that need to be reimbursed for production range from 4,000 to 6,000 yuan. maternity allowance is the average maternity insurance base of all insured persons in the previous unit/30 (days) * maternity leave days.
For men, can only receive maternity insurance, and the subsidy fee ranges from 1,200 to 2,000 yuan.
2. How to apply for maternity insurance
If pregnant mothers have maternity insurance and work, prepare a copy of the ID card birth certificate , as well as social security card, inch license and other materials to the relevant unit before giving birth.
If the pregnant mother does not have a job but has maternity insurance with her father, you need to go to the police station to apply for an unemployment certificate, and then issue a maternity insurance related certificate to the father's unit for processing.
If your family is in the countryside, you basically have no unit. In this case, it is best to use rural cooperative medical directly.
I am Candy Mom, a senior nanny and a 3-year-old baby. You can ask me any questions you encounter during the parenting process. I hope my suggestions can help you solve your worries and confusions during the process of raising children.
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