Nowadays, not only in big cities across the country, but also in the streets and alleys of small cities and remote areas, they have begun to enter the life of smart payment in mobile phones. So why is it that more and more people are using cash to pay when they can travel around

With the continuous development of technology, Mobile smart payment has also penetrated into each of our lives . Nowadays, not only in big cities across the country, but also in the streets and alleys of small cities and remote areas, they have begun to enter the life of smart payment in mobile phones.

So why is more and more people using cash to pay when they can travel around the world with just one mobile phone? Why did they abandon mobile payment? What exactly does this mean?

1. Benefits of mobile payment

Nowadays, mobile smart payment has gradually penetrated into our lives. It is not easy to move from an era where cash was the first to be the main one to go to such an era of advanced technology.

There were countless tax evasion caused by cash transactions that year. In this case, after entering the cashless society, many payments began to be paid through mobile phones or UnionPay . This also caused many gray transactions to be unable to continue, and to a certain extent reduced tax losses.

In addition, for ordinary citizens, smart payment also realizes freedom of consumption. People can instantly complete payment through the QR code scanning function of programs such as WeChat or Alipay , which also avoids the hassle of having to bring cash when going out, and also avoids being stolen because of carrying a lot of cash.

As the saying goes, one cent stumps the hero. In fact, it is very easy to borrow money on your mobile phone now. We don’t need to ask people from door to door, and we can complete the funding preparation on our mobile phone. And as long as you want to pay, you can pay anytime, anywhere. , however, while such cashless transactions bring us these benefits, they also bring us great disadvantages.

2. Reasons for using cash

As for why people are using cash more and more nowadays? In fact, the cash is more used by the elderly at home, or the mothers of some children who are idle at home. This group of people often receive some scam calls, and this may cause us to transfer funds to on mobile phones or the Internet and be cheated away by criminals.

Then if you use cash to spend, you don’t need to pay with your mobile phone. There is no money on your mobile phone, and will avoid the risk of being cheated. When you receive a scam call or a fraud link, even if you believe it, you have no money to transfer it.

Of course, in addition to these people, many young people have also started to use cash. For these people, when spending, they will feel that the number in the bank card has nothing to do with the amount of money . Whenever the salary is paid, the entire salary will be spent soon.

And if you pay in cash, it is easy to see when the cash decreases. Therefore, I will remind myself to avoid spending money randomly as much as possible. Gradually, will also develop your own self-control ability.

Finally, everyone may not have remembered that in fact, we basically use cash red envelopes every year during the Chinese New Year, which makes it more ritualistic. can also allow children to intuitively feel the existence of money.

So nowadays, more and more young people are using cash, what does mean? Is this a good or a bad situation?

3. What does this mean?

So, if you ignore convenient mobile payments, you choose to pay in cash, what does this mean? What kind of problem does it explain? First of all, the security of mobile payment is not high, and its risks are gradually increasing.

Nowadays, we often hear scams in the news. Most of them are caused by mobile phone fraud, their unclear understanding of people, or their lack of security awareness. In the eyes of many people, cash is more secure.

In addition, the second point is that if you enter a place without the Internet, or if your mobile phone is out of battery, mobile payment will no longer be used. If you use cash, this will not be restricted at all.

Of course, there are still many young people who are starting to apply for passbooks now. This way of saving money is actually used by more elderly or middle-aged people. But when most people learn that it is not easy to withdraw money by applying for a passbook, they will forcefully require themselves to save their savings. This way, it can also effectively prevent your own expenses from getting bigger and bigger.

Its implementation is now increasingly unconceptual to us, it is just a number. Many people are completely out of control while spending, and they are completely uncontrollable. They are completely uncontrollable. In this case, the money will be less and less. Therefore, the current behavior of using cash payment is also a good behavior.

Conclusion

In short, No matter how mobile payment develops, it still cannot shake the status of cash. Although mobile payment provides convenience for our lives, it still cannot completely replace cash, and cash payment still has great advantages.

Last question, do you prefer mobile payment or cash payment?