The age of knowledge payment is more important to efficiency and time, and nothing can be helped by things that do not benefit you. In the same time, you can save yourself pleasure. Don’t be close to the stranger as written on your forehead, and don’t be close to you, acquaintances are free to do so. Typhoon days, gathering with the right people, it is also romantic to travel in the rain. Maybe there is another old ox in the parallel world who is silly lighting the lamp and boiling oil, so go find it. Here, it does not exist. It means focusing on your own growth without hesitation.
On September 15, six major banks lowered the RMB deposit interest rate. " China Banking and Insurance News " reporter logged into the websites of major banks and found that the reduction in personal deposit interest rates this time is generally between 10-15 basis points, involving a fixed deposit period spanning 3 months to 5 years, and the adjustment range and breadth exceeds the reduction in personal deposit interest rates in April this year.
I don’t care about how much it is reduced, because the result derivation process is negative interest rate . There is no suitable investment opportunity, so it will be saved without any error. After all, daily expenses must be spent, and steel and cement cannot be digested even if it is eaten at critical moments. But when you see someone who is obsessed with the house, you must encourage them to continue buying. If you are optimistic, buy it. The world is gradually entering the stage of redefining circles based on the three views. Don't try to convince others, who can see clearly in the turbulent era? Now the threshold for buying a house is getting lower and lower, so those who are optimistic can just buy it with their eyes closed. After all, the news obtained from various channels is that many places have cancelled the second-hand housing prices and relaxed purchase restrictions, and the circulation link has been opened. What are you waiting for? Be sure to buy it before takeoff.
After talking about the house in a big pot, let’s talk about the exchange rate of . The exchange rate of offshore RMB against the US dollar reached the lowest level; the exchange rate of onshore RMB against the US dollar fell below the 6.99 mark, which is close to breaking the "7".
There are many abnormal phenomena. The reason for the abnormality is that through lowering the reserve requirement ratio and lowering interest rates, which should be conducive to the increase in investment and consumption within the scope of economics. Unfortunately, experts miscalculated, and residents' deposits increased by 10 trillion in the past six months. Revengeful consumption is gone, but what we are receiving is revengeful deposits and loan repayment. What does this mean? The current situation has had a huge impact on ordinary people's income expectations. In the face of uncertainty, they generally lack a sense of security for the future. Work, pension, child education expenses, and rigid mortgage expenses that may be lost at any time. Under this situation, it is difficult to attract people any kind of investment, so it is more practical to repay the loan in advance. All of this makes people think about moving the funds to the bank.
In fact, economy is human nature. Human nature cannot be violated, especially the great way produced by the resonance of human nature in groups is unstoppable. What you can do now is focus on improving your abilities and the stability of your circle of family and friends around you, continue to learn and exercise, refuse investment, and reduce blind consumption. This is the most important point, it is worth persisting in it.
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