Since the implementation of the new national standard electric vehicle management regulations, the common models of electric motorcycle , electric moped , motorcycles and electric tricycle , etc. in life have been divided into motor vehicles.
According to the relevant standards of " Motor Vehicle Registration Regulations ", insurance is required to apply for registration procedures for motor vehicles.
Among the many types of insurance, there are four types of insurance to choose, which makes it difficult for many people outside the industry to start and do not know which insurance should be chosen.
The editor will summarize these four types of insurance today, hoping to answer your questions and answer questions.
As we all know, when registering and registering a license, in addition to requiring a personal ID card, vehicle 3c qualification certification, certificate of conformity and car purchase invoice, it also requires an insurance certificate. The insurances that we commonly can handle for electric vehicles, motorcycles and electric tricycles include compulsory traffic insurance, three-part insurance, theft and hamper insurance and vehicle damage insurance.
First, compulsory motor vehicle insurance
Generally speaking, compulsory motor vehicle insurance must be purchased. The price depends on the displacement of the vehicle. Small displacement is cheaper, while large displacement is higher.
Second and third insurance
Three insurance is mainly used to compensate others. For example, if you ride a bicycle, you can use this three insurance to compensate others for casualties or property losses.
Third, Theft and Rescue
As the name suggests, theft and Rescue will be paid only if the car is stolen and robbed. If your car is more expensive and new, you will feel more at ease to buy a stolen and robbery insurance.
Fourth, car damage insurance
Many insurance companies believe that the risk of electric vehicles, electric tricycles and motorcycles is relatively high, so many insurance companies are unwilling to sell this type of insurance. Generally speaking, the probability of buying this type of insurance is not high.
Why do electric vehicles, motorcycles and electric tricycles buy insurance
? Because motor vehicles register, insurance certificates are required Common electric motorcycles, electric mopeds, motorcycles and electric tricycles are all motor vehicles, and if you are motor vehicles, insurance will inevitably be required.
2. Protect for the safety interests of yourself and others
Driving on the road will inevitably lead to some unexpected accidents. Purchasing insurance is also for the safety interests of yourself and others, and can be protected when an accident occurs.
In short, when our motor vehicles are registered, insurance is indispensable. However, the high-power electric vehicles, motorcycles and electric tricycles we use are all motor vehicles. If you want to drive these vehicles on the road, you must purchase insurance.
So, the above four types of insurances summarized by the editor are the types of insurances we use, such as electric motorcycles, electric mopeds, motorcycles and electric tricycles that we use. For the sake of their own interests and safety and the safety interests of others, car owners can purchase insurance types based on the specifications of their own models to avoid unnecessary troubles to themselves.
Do you have a different view on this? Let me tell you your opinion, welcome to discuss it.
