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The United States is the center of the world economy, so New York is the center of the American economy. This is the world's largest financial, economic, art and media center, and it is a place where countless business elites and students are rushing to show their skills. Whether it is the landmarks that people are familiar with: Times Square , Empire State Building , Statue of Liberty ; or the Broadway Theater, Metropolitan Museum , the world-famous Lincoln Art Center ; or the diplomatic United Nations headquarters , Wall Street , New York Stock Exchange , etc., these various humanistic buildings make New York, a city built along Hudson River , carry different colors from other cities.
This article has compiled the per capita income and monthly payments of the top ten occupations based on big data. Today, I will take you to see which area of houses in different occupations can afford to buy houses in New York. The above list is our mortgage spectrum. The gray area indicates that we have the ability to provide housing, among which monthly mortgage accounts for 35% of the monthly income (according to the research of famous international economists, it is recommended that mortgage loans should not exceed 35% of their family income, so as to maintain a normal living standard.) The green area on the left indicates that the mortgage loan is easier, and the darker the color, the less pressure to purchase; the red area on the right indicates that if this type of occupation wants to buy a house in this area, the lower the repayment ability, and the darker the red, the more the mortgage loan exceeds the income.
Next, let’s take a look at the top ten categories of occupations in the four downtown areas of New York City: Manhattan (Manhattan ), Brooklyn (Brooklyn), Queens (Queen), and Bronx (Bronx) as the center to analyze the pressure of buying a house in each district, and see which category you belong to!
Such occupations include management in various industries such as marketing managers, sales managers, financial financial managers, etc. This type of occupation has the highest annual income in New York, and among these ten major jobs, the pressure to buy a house is also the least.
Purchasing real estate in most areas of New York is no pressure for those engaged in the management class. Even most of the high-end luxury buildings located in midtown Manhattan are within the affordability of New York management practitioners. The luxurious buildings in Zhongcheng are equipped with top-notch entertainment facilities, building management and city skyline. They are the first choice residential area for many top-level social and celebrity Internet celebrities.
Legal and legal affairs mainly include lawyers, judicial personnel, administrative judges, court clerks, etc., these legal-related work.
Its purchasing ability is comparable to that of practitioners in management. Although it is still a bit difficult in comparison, it can still afford Brooklyn, Queens and the Bronx where many office workers gather.
Information system engineer, software development engineer , actuaries, statisticians and technicians in mathematics. These work related to computers and mathematics are included in this type of profession.
Business and financial professions include brokers, buyers and agents in the entertainment industry, accountants and auditors , credit analysts and other people working in the financial and business fields. The ability of practitioners in this category of home purchases has slightly decreased compared with that in the legal and legal category. The red zone at the bottom of the picture: Lower Midtown Manhattan, as well as Brooklyn District and Queens, for practitioners of computer-related professions, all of these blocks reach 35% or more of monthly mortgage loans. In addition, the Bronx and Queens, except Long Island City, are still under the affordability of those who are employed in computer mathematics.
As shown in the figure below, the affordability of the business and finance occupations is comparable to that of computer and mathematics practitioners. Also affordable for the Bronx and most of the Queens lots.
New York Botanical Garden
Healthcare practitioners and technicians mainly include physical therapists, professional therapists, medical assistants, etc. In order to protect and improve human health and prevent and treat diseases, technicians and personnel implement comprehensive measures in medical institutions.
Architects, surveyors, aerospace, agriculture, computer hardware engineering and other engineers are all considered in the field of construction and engineering professions. These two categories are parallel because their purchasing power is not much different.
Comparing the two figures above, we found that compared with the previous occupational categories, the ability to buy a house has slightly decreased, but the entire Bronx and southern Queens are still within easy reach. Although the Bronx is not as central as Manhattan and Long Island in New York, many people still choose to buy a house in the Bronx due to the Bronx Zoo , Fordham University and the appropriate housing prices.
Full Yankees Stadium is located in the Bronx
Art design, sports entertainment and media related professions, including art directors, artists (painters, sculptors, etc.), multimedia designers and animators, art-related workers, commercial and industrial designers , fashion designers, florist , image design, actors, producers, directors, coaches, athletes, singers, writers, translators, etc., all belong to this category.
Life sciences, physical sciences and social science workers include the following occupations: animal and plant scientists, food scientists, soil and microbiology scientists, and other natural sciences and social science workers.
For art-related practitioners and various scientific workers whose purchasing power is in the fifth tier, most of the properties in New York are outside their purchasing power. In areas bordering Manhattan, Brooklyn, and Queens and the Isle of Man, monthly mortgage loans exceed 35% of their monthly salary. The pressure to buy a house is indeed much larger than the previous four levels of occupations, so the aforementioned areas should not be considered by practitioners of this type of occupation. However, the areas southeast of the Bronx and Queens are still within their affordable range. From this perspective, the range space that can be selected still exists.
The ninth category of professional practitioners include teachers in schools at all levels (primary and middle schools, higher education, etc.), adult education and special talent teaching, teaching practitioners, and people who are responsible for teaching tasks in various educational institutions. In addition, there are also library-related practitioners, such as librarians, curators, archivists, etc.
The tenth category is the front-line supervisors, cashiers, various sales personnel, wholesale and manufacturing related staff in retail sales and non-retail.
For these two types of occupations, the range of options available in New York City has dropped sharply, and houses in almost all regions have exceeded the mortgage pressure value recommended by economists. Although there are still areas in the Bronx that are relatively easy due to the impact of the new crown epidemic, if you choose a place slightly further away from New York, such as the surrounding house in New Jersey (New Jersey), the maintenance of quality of life will be more guaranteed.
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