Preface
Just a while ago, there was news from that ATM machine will usher in a new "upgrade"! After the upgrade of this new model, the method we use when depositing and withdrawing funds in the future will also "change" . After all, this is related to everyone's personal interests, so we still need to understand it.
According to statistics from relevant departments, by June last year, the number of bank outlets in various regions across the country was declining. After the initial statistics, there are now 227,452 surviving outlets. Although the number of banks is relatively large, and the outlets of all sizes are not in all regions and corners of the country.
But the most powerful influence is what we usually call the six major banks. These relatively strong banks have accounted for half of the outlets. Although it is strong, on half of the basis, the number of outlets is still declining compared to 2016, with 2,763 bank outlets closed. After
showed this situation, some young people said that online payment is more convenient now. If it is only related to deposit and withdrawal, they rarely go to the bank to handle it. They only need to operate it on the mobile client. It not only saves time but also labor, and does not need to run back at all.
We can recall that just about 10 years ago, we had to queue up when we went to the bank to deposit and withdraw money, especially during the holidays, the bank staff were also busy.
may require a queue for one or two hours to withdraw money. Just like some elderly people, if they are illiterate, depositing and withdrawing money is also troublesome, and they also need to find a staff member to help.
However, taking the current situation, many people will operate through their mobile phones when handling business, or go directly to the bank's ATM machine. In the bank's lobby, the number of people queuing is decreasing. This new change is due to the popularity of the Internet and the acceptance of the Internet.
Take the transfer matter as an example. We only need to determine the transfer object and the amount of the transfer, and we can complete this operation within a short ten seconds. is because the Internet is particularly convenient and a series of businesses such as transfers can be carried out, so many banks have also reduced their workload in the process of handling business.
With the workload of
, some banks have successively closed some outlets, and even the number of ATMs configured by banks has decreased.
is more convenient than going to the counter to operate and conducting a series of business docking with staff, depositing and withdrawing money on the ATM machine. However, after the emergence of mobile payment and mobile banking, a series of platforms and software such as mobile banking have greatly expanded this convenience, and the bank's off-counter rate has also risen.
This is equivalent to buying things. When the market is in short supply, the price of items will show an upward trend. When the market is in excess supply, the price of items will fall. Therefore, the demand for ATM machine continues to decrease under such circumstances, so the price has also declined. During the investigation by personnel related to
, it was found that in 2010, the amount of investment required to configure an ATM was 300,000 yuan, but now it only costs 50,000 yuan to configure an ATM.
Before, the shadow of ATMs could be seen in shopping malls, hotels or subway stations, but now there are indeed fewer ATMs, and the frequency of using ATMs is also constantly decreasing. Many banks have said that the number of ATMs configured is 40% smaller than before.
will also undergo a wave of upgrades during subsequent use of these existing ATM machines, that is, the system update. Under this wave of updates, those who withdraw money only need to look at the camera on the ATM to realize the business of withdrawing money by scanning faces.Face recognition functions such as
have the same principle as the unlocking and unlocking function that our mobile phones have. However, some people also have concerns about this way of withdrawing money by scanning their faces. After all, this is dealing with money. If something goes wrong, who should I ask to tell you?
hesitation about this aspect, when the bank launched the ATM face-scanning and withdrawing money business, it also went through a series of pilot projects. It was only when the pilot was particularly successful that launched a plan that will be implemented from April 1.
Conclusion
Although ATM machines have ushered in a new upgrade, and in terms of deposits and withdrawals, they are also more convenient than before. However, for middle-aged and elderly people, they still need to choose a method that suits them when depositing and withdrawing money. If you feel that withdrawing money from an ATM is not particularly at ease and skilled, you can go to the bank hall to ask the staff to help. After all, safety is the most important thing when doing anything.
Today's topic: ATMs will usher in a new "upgrade", and the deposit and withdrawal methods may "change". Do you know
