Economy is the body, finance is the blood. In the three years since its establishment in Hucheng, Ningbo Bank Huzhou Branch has more than 380 employees, achieving coverage of Huzhou in the entire county, with a deposit and loan scale exceeding 26 billion yuan, serving nearly 110,000 customers. It has been awarded the first prize in the assessment of financial institutions in Huzhou City for local economic development, and the special contribution award for financial technology.
Key areas increase financial security
Huzhou Branch focuses on the city's key people's livelihood projects, core enterprises in the industrial chain and supply chain, real estate needs and other projects, and increases project reserves, implements list-based management, and ledger-based promotion to form effective delivery. Give full play to the advantages of the system and product of the government finance business, bill business, bond lead management and other systems and products to support regional development projects, and serve high-quality listed enterprises and leading enterprises; launch exclusive financing products for small and medium-sized enterprises such as Easy Loan, Tax Loan, Export Micro Loan, etc., reduce the financing costs of small and medium-sized enterprises, gain market recognition, and embark on a distinctive, differentiated and professional development path.
Inclusive finance promotes helping enterprises alleviate difficulties
In order to thoroughly implement the decisions and deployments of the Party Central Committee and the State Council, and conscientiously implement the relevant decisions and deployments of the provinces and cities on stabilizing the economic market, coordinating epidemic prevention and control, and economic and social development, Huzhou Branch has based on actual conditions and has successively held special promotion meetings for inclusive finance and special arrangement meetings for helping enterprises to alleviate difficulties, and issued "nine policy measures" for financial support for market entities to fight the epidemic and stabilize growth. By establishing special quotas, innovating special products, assisting foreign trade business, increasing policy publicity, and improving guarantee mechanisms, we provide enterprises with a package of financial service gift packages to help enterprises overcome difficulties. Offline, we will use special actions such as "three services" and "hundreds of industries to enter 100 enterprises" to understand corporate needs face-to-face, expand the coverage of financial services for enterprises, and conduct live broadcasts online with local government departments to expand the popularization of policies such as industrial support policies, tax preferential policies, and exchange rate risk neutrality concepts.
Smart Finance responds to digital reform
Huzhou Branch continues to build institutional characteristic brands around the theme of "financial technology management", and helps business breakthroughs in key areas such as marketing support, characteristic management, and digital management. Through the combination design of products such as the bank's finance and Yishoubao, we can solve customers' personalized needs and achieve comprehensive and in-depth cooperation. Actively explore innovation in smart scenario application, promote the implementation of a number of smart projects such as smart communities, smart canteens, and smart parking lots, and provide customers with high-quality services. By co-constructing models with the Municipal People's Bank of China and the Financial Office, financial data can be connected, providing enterprises with more accurate and comprehensive financial services, and also contributing to promoting Huzhou's green finance reform. The branch's online operations have begun to show results, and have explored and created network management tools such as event lottery, fission marketing, and sports check-in to achieve customer traffic and accumulate valuable experience for in-depth online operations.
Green finance jointly builds green waters and green mountains
As the first green finance pilot bank in the Ningbo banking system, Huzhou Branch continues to carry out its work with green finance as the main line, closely focusing on the development concept of "green waters and green mountains are gold and silver mountains", enhancing the firmness and sustainability of green finance development, and leading the entire branch to take new steps in deepening and implementing green finance concepts. We will strive to do a good job in green credit financial services, and provide accurate and effective financial support for achieving the goals of carbon peak and carbon neutrality through more accurate capital investment, more perfect financial services, more efficient operation and management, and more comprehensive risk prevention and control. The branch implements the relevant requirements of seven ministries and commissions and the China Securities Regulatory Commission on strengthening environmental information disclosure, completes environmental information disclosure reports on quarterly basis, and continuously improves and perfects the long-term mechanism for environmental risk identification, management, disclosure and feedback related to green finance strategy, governance, risk management and environmental impact quantification technology.
Position jointly popularizes financial knowledge
Huzhou Branch actively fulfills its social responsibility for consumer rights protection, actively carries out financial knowledge publicity, relying on internal and external media publicity positions, focusing on key groups, carry out targeted "online + offline" publicity activities for financial knowledge, and popularize "breadth, depth, and warmth". The branch and the public security teamed up with the public security to actively carry out the live broadcast series of "Police and Bank Anti-Fraud, Have an Agreement with Ning" focusing on preventing elderly care fraud, and use the help of case-based explanations and interactive experience to conduct publicity and education. A number of "Little Banker" activities have been carried out offline, and through hall visits, popularization of currency knowledge, machine operation simulation, fun check-in and other links, basic financial knowledge and savings and financial management concepts are embedded to help young people establish a correct view of consumption and money.
Entering the new district to write a new chapter
The construction of a new building in the branch located in the Green Finance Center of Nantaihu New District, Huzhou City is an important step for Ningbo Bank Huzhou Branch to build the foundation. At present, the new building has entered the stage of facade decoration. In the future, the branch will adhere to professional leadership, move forward bravely, and continue to provide customers with high-quality and efficient financial services, helping Huzhou integrate into the integrated development of the Yangtze River Delta.
Be a struggler to stick to the front line of service
This year, many places across the country experienced continuous heavy rainstorms and extreme high temperatures, and the temperature in the city center once exceeded 40℃. As the heat wave hit, there are still figures of sweating on their posts on the roads, buildings, factories and construction sites, and the employees of Huzhou Branch are among them. Those who do not seek easy things will succeed, and those who do not seek refuge will enter. The branch always focuses on customers and adheres to the purpose of solving financial service problems for customers and is on the front line of visitors.
Ningbo Bank Huzhou Branch has always followed the development strategy of the Huzhou Municipal Party Committee and Municipal Government, firmly implemented the policies of the regulatory department, took serving the real economy as its own responsibility, continuously innovated financial products, improved the level of financial services, and practiced responsibility at key nodes in the development of the economic situation. In the future, Huzhou Branch will continue to deepen its local area, make innovations and breakthroughs, and strive to move forward on the road of professional value creation.
